📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£77,366.35 reasons to be debt free!

17273757778178

Comments

  • Find something to sell and get yourself some trail shoes :) The rain has melted a lot of snow here thankfully.

    After my NSD yesterday I already know I will be spending money as going out for a pre-organised lunch with colleagues so took some money out of the bank this morning. Can't believe I've only spent £2.17 all week. Just checked on line banking. I put £240 in the joint account every month for spends and we still have £145 left in there and we get paid on 25th so really really pleased :j:j

    Lost 2lbs in weight and 4 inches so really chuffed with that too.

    Hoping my ebay stuff arrives today so that I can do the free listing on Sunday and reduce my costs even more. Done a spreadsheet to calculate the fees etc to see what the true profit is.

    Have a good day everyone!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You sound like you've had a very productive week :T:T:T

    Great news on the weight/inch loss too!
    It's good that you have your spending under control, you must feel really strong.
    Fingers crossed that the stock arrives before Sunday, then you can add to your profits!

    Enjoy your lunch out today, that's a nice end to the week :)
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi imd - lots of respect from me to - you are doing fantastically well!

    so its free listing day tomorrow - on ebay then? So really I should give it a go?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    I have absolutely stuffed myself at the all you can eat buffet to make sure I got my monies worth :EasterBun but now feeling soooooo full - not even had any tea!

    Good news is my random purchase of stuff from Ebay has arrived and it is brilliant, all new stuff with tags on which I am now going to spend tonight and all day tomorrow getting ready to list on ebay so I may be quiet for a little while. Really hope I can make a profit from it so fingers crossed :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yep, fingers crossed it'll be a nice little earner ;)
    Free listings is on SUNDAY SH :)
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi macgirl and imd - I have no idea what would sell - looked a few things up that we have - and none of them had bids on them.....

    imd - hope you make a profit!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SH, you should take a look at this thread THINGS YOU NEVER THOUGHT YOU COULD SELL ON EBAY

    A friend of mine really wanted to buy an expensive mirror (£500) so decided that she would try and sell things in her house she didn't need. She made the money and then some! Selling things like old pictures, anything in fact that she didn't need.

    You'll be amazed.
    Also you should "Watch" something, just because it has no bids, doesn't mean it won't sell. I sold a few things which ended last night that didn't have any bids when I went to bed. People wait until the last minute to try and grab a bargain!
    You should give it a whirl, it becomes addictive, especially when a bidding war breaks out! Good Luck
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At one point I did read a lot of that thread - I suppose I should give it another go. OH is at work today so can't help me with scanning and sending of a utility bill to paypal
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    After reading that thread, I sold old tax discs from the car........
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    hypno06 wrote: »
    After reading that thread, I sold old tax discs from the car........

    Have you seen this? http://www.youtube.com/watch?v=xQqITpxOSY8 :rotfl:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.