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£77,366.35 reasons to be debt free!

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  • Happy Christmas to you all as well!

    Been stuck in the house with husband and kids as we are snowed in and can't move the car. We were supposed to be going to spend Christmas Day with parents but we can't get there as the roads are closed so pretty gutted about that :( Having to go out today to buy food provisions for a DIY Christmas meal. Think me OH and kids have had enough of each other so we would have enjoyed seeing family for a change :rolleyes:

    Only benefit of being stranded is spending hardly anything :D

    Hope you all have a good Christmas
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    IMD I feel for you, we were worried we weren't going to make it out for Christmas but looks like we'll be ok.

    Make the most of the time together and play silly games and make lots of things!!! Build some mse memories for future years!

    Merry Christmas and a Happy MSE New Year to you and everyone else following your diary x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So sorry to hear that IMD :(
    You never know, this might turn out to be your best ever Christmas. We were home alone last year and really loved it, it was so relaxing.
    Enjoy the day and Merry Christmas to you all :)

    Hope you manage to make it to see your parents later in the week x
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 December 2009 at 1:19PM
    sorry to hear you are stranded. If you can get out for some food though - that will definitely cheer you up. We think we will be able to get where we are going tomorrow and boxing day but I suppose in this weather - only time will tell.
    santa3a.gif
    OH and DS are out buying my pressie and picking up some last minute bits! So hopefully not much left to do!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Hi IMD! This is just a quick post to wish you and your family a very Merry Christmas and a fantastic start to 2010 which will hopefully lead you further along the path to debt-freedom. May the coming year bring you everything you could ever wish for yourself.

    Pickle
    x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Being snowed in doesn't sound ideal.......fishfingers, chips and beans for Christmas dinner?

    I hope that, wherever you are tomorrow, you have a good Christmas, and enjoy the time off.

    Ho ho ho......x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Thank you for all the Xmas wishes and hope you had a brilliant time. We managed to get to parent's house after all :j:j:j A bit of snow dodging and we got home ok as well :D So glad we got there as we had a lovely time and it was worth it. Had a relaxing day today, went for a run and then spent the evening with friends and had TWO NSD's - amazing :rotfl::rotfl:

    Away for a few days now visiting yet more family but will be back in full flow for the New Year.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Aw, I'm glad it all worked out in the end: there's nothing worse than Christmas falling flat on its behind.

    Enjoy your mini-break and see you in 2010. May your start to the year be wonderful, wherever it is. x
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ^^^what she said!!

    Happy in-between-Christmas-and-new-year :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :T Great news! So glad you got there and very impressed with the run yesterday :T
    Happy New Year x
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