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£77,366.35 reasons to be debt free!
Comments
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Yay - a place in the marathon:T:Tdon't tell my OH - he will be round to steal it!
Go careful on the ice though - last thing you want to do is sprain or tear something dude xOnward and upward - with the odd step to the side
November GC £255/£3000 -
I am so chuffed to get a place and everyone at the Club has been really supportive, offering to help me train and run faster - :eek:
Legs are a bit achey, fell over a couple of times and mistook a few paths for frozen rivers but lots of fun was had.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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well done on the marathon place. Glad you are finding time to spend with friends too that is important!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Morning - loads of snow outside, can't wait to get out there with the kids!
Going to have to run to my friends now rather than walk but all for the good of the bottom and stomach, will help work off the food I've been eating this week :eek:
Hoping for a NSD today as well, Tescos shopping due to arrive, seeing friends, making mince pies tonight and wrapping up the last few Xmas presents. Hopefully fit some Xmas films into there and finish off my book that I've been trying to finish for an age.
Very festive now1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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I have been subscribed to your thread for a few weeks now and I just wanted to say how inspirational you are.
You're everyday struggles to beat your debt are inspiring and have really helped to put me on the right track.
Well, done for your achievements so far and I wish you every success fighting the debts in 2010.
Good luck
WM x xLBM: 10/07/08 Debt @ Highest (est.) £24,100:eek:Debt @ 31/03/2010 = £14,462.56Personal Challenge 2010 No. 2 = £14,000 total debt @ 30/04/10 :think:£10k in 2010 No.20 £2,862.70 / £10,000 (28%) :T0 -
Thank you Will's mum
Have you started your own thread?
I do wake up daily with the fear of oh sh*t I owe all this morning but I just have to carry on.
Didn't get the NSD that I wanted today as Mr T couldn't get up to our house due to the horrendous snow so we had to go and buy some basics at the cost of £12!!
Had a lovely day though, ran for an hour in snow to friend's house and had a brew and ran back just to deliver a xmas car - very MSE not using the car. Came home, took kids and dogs to park and went sledging and then just chilled all afternoon. Wrapped up last lot of pressies and bagged them all up for xmas morning, can't quite believe how much the kids have actually got - I don't remember buying it all?
Work tomorrow and then finish for xmas :j Budget still very much in my mind and I promise to be good this week1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
0 -
glad you had a nice low cost day with lots of family timeAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Well Done on getting the Marathon place - I tried to put my name in the ballot, but it had closed by the time I got round to it - Oh well, there's always 2011!
Hope you had a good last day at work and you can now relax and look forward to 2010 when hopefully you will get your pay rise - fingers crossed! :rolleyes:Emergency Savings Fund - £11002015 Mortgage overpayments = £0 -
:T That's great news! :T
Brilliant motivation (as if you needed it :rolleyes:). My OH went running in the snow last night and the night before - mental :eek:
I need to get my running mojo back - though I'm currently fending off yet another cold - so hopefully after Chrimbo. You might have to provide a bit of virtual butt-kicking0 -
Hi imd merry christmas and a very happy mse new year!xx0
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