£77,366.35 reasons to be debt free!

In_my_dreams

Sorry to see you're fed up Mrs R, will call by to see how you are x

Updated my signature after being paid and paying all bills. Now 64 months until I am debt free :j:j

Sorted out home insurance today and got £80 cashback so will only work out at £180.

We have come under budget in our shopping this month as well by about £4.00! OH has finally put in his expenses which "weren't for much" and turned out to be £987.00!!!!

Have been good with the kids, mini me asked us to set up a DD for something for her to play on computer, i agreed we would do it if it was deducted from her pocket money..........she went away, gave it some though and came back with a no

My aim for this month is to try and get the debt to under £76,000 so it requires £121.00 to be found from somewhere, will be a huge psychological lift

Just got a bit of ebay checking to do and then will try and read a few diaries.

InaPickle

Well done, ImD! You are doing well. Keep it up! :T

hypno06

I got £80 cashback this week on my home insurance too, and it validated very very quickly so that is a really good indicator - lets hope it all goes through easily for us both!

I am sure you will find that £121 from somewhere - focus focus focus

In_my_dreams

Thanks Hypno, I should have £120 tracking on quidco which could go nicely off a card

Jo_R_2

Wow when you say it's '64 months' until being debt-free that makes it sound not that long really... That's so good!

savingholmes

Hi IMD just caught up reading your diary. You seem to be tackling things really well. I may borrow your receipt spike idea - I could use an unused kebab stick in a florist oasis I have... My spending diaries have never lasted longer than a week before.... I am the sort of person that would buy that odd lipstick plus the odd £1 or more here and there too and it soon mounts up.

You sound like ebay is going well for you... I still haven't got into that I should really but still not worked out where to start....

I'll watch your journey with interest. Well done on the payments so far!

In_my_dreams

Jo_R wrote: »

Wow when you say it's '64 months' until being debt-free that makes it sound not that long really... That's so good!

I also have in my head when my son starts secondary school we will be debt free, doesn't seem too far off! Hoping to get there before then by doing little extras though

BEAT_THE_DEBT

:hello:Hi IMD. When you say 64mths is sounds so much better! I have started thinking my debt is £138 with my mortgage sound so much better than £52 dont ya think?:rolleyes:
You are doing soooooooooooooo well,x

In_my_dreams

Hmmmm :rotfl:not sure whether my £296k with the mortgage is better than £76k:eek::eek::eek:

Had a very successful shopping trip! Bought a birthday present with a voucher I found hidden in the bottom of a bag and encouraged boss to buy chocolate for a snack

Off to pack more ebay stuff up now!

wannabedebtfree_2

Ok, yours does sounds scary with the mortgage!!! But at least you are doing something about it!!