£77,366.35 reasons to be debt free!

In_my_dreams

I would also like to proudly announce I have just learnt to multi-quote!

Redbedhead

In_my_dreams wrote: »

It would work..........if OH didn't use the card we had got for this purpose for other payments! I have a Tesco Credit Card that we put shopping, petrol and expenses on and I pay it off monthly now but there is now a balance on it which has "crept" up. Has been good for Clubcard Vouchers. Working on OH on not using this so it can be used for the right purpose as it only has a small credit limit. There is a lot of working on him to be done right now :wall:

Ah yes, you do need to be disciplined but I found it helped me to make sure I did monthly expense claims. A month could be anywhere from £100 to £1000 for me, so I did need to get them done.

It always amazed me that colleagues would be skint and then do 6 months of expenses in one go and get £3k back! I want it back far quicker than that!!!

Lemon_Tree

i can never understand who people who don't claim back expenses or overtime straight away. They seem to do it all the time at my place and i just don't get it. but then some thing i'm money grabbing cos i do the scratch cards, and took the natwest savings offer last year to get my bonus. Just seems like sensible options to me but hey what do i know i'm just money grabbing!

In_my_dreams

:rotfl:Back to my dear old OH ...........he puts in after a couple of months sometimes unless I nag, poor thing! They do pair really quickly and so I don't understand why he doesn't do it at the end of each week, I think he doesn't want to look too desperate, but we are!!!

Just back from running club and so head is all clear. Just been trawling through mud and fields of cows that looked slightly intimidating!

Lemon_Tree

i think i would be terrible as i'd end up doing OH's expenses for him and hounding him to get them in till he did it. but then i do lack patience sometimes lol

hypno06

How about reaching a compromise on it - rather than every week or every couple of months, do it at the end of every month, or every three weeks?

In_my_dreams

:rotfl:

Lemon_Tree wrote: »

i think i would be terrible as i'd end up doing OH's expenses for him and hounding him to get them in till he did it. but then i do lack patience sometimes lol

I think I answer the full description of "hounding"

hypno06 wrote: »

How about reaching a compromise on it - rather than every week or every couple of months, do it at the end of every month, or every three weeks?

We are going for end of month, week before CC is due to be paid - allegedly!

He has been good though and just come home with a NSD so I am very proud of him indeed

In_my_dreams

Morning :hello:

Got up early and did my flylady, now just need to convince youngest that he really does need to get his act together!

Got a few work related visits this morning and then back home so nothing planned. Found yet another receipt lurking in house from DH....:rolleyes:......can't wait to sit down with spending diary at the end of this week! This has been a fairly therapeutic process, as I have always felt that maybe it was me spending all the money but the last two weeks have shown that he spends just as much, and hopefully the blame process might now stop?

Ebay, ebay, ebay, ebay, ebay, ebay, ebay, ebay, ..............

savesummore

Hi IMD!!
I have been reading your diary since you started and have to say you have inspired me to also do something about my debts (god its horrible writting that-have had my head in the sand alittle too long!)
Added them up yesterday a what i thought was 'afew thousand' is actually £14,500!!!! After half hour of turning the air blue it finally dawned on me that its my problem so i best get sorting it!!
So i guess what im trying to say is thanks!! You have been very brave laying your financial soul dowm for everyone to see and its well and truely given me a kick up the backside to sort myself out!!

InaPickle

savesummore wrote: »

Hi IMD!!
I have been reading your diary since you started and have to say you have inspired me to also do something about my debts (god its horrible writting that-have had my head in the sand alittle too long!)
Added them up yesterday a what i thought was 'afew thousand' is actually £14,500!!!! After half hour of turning the air blue it finally dawned on me that its my problem so i best get sorting it!!
So i guess what im trying to say is thanks!! You have been very brave laying your financial soul dowm for everyone to see and its well and truely given me a kick up the backside to sort myself out!!

This isn't my thread, but I'll just rudely interrpt anyway.

Congratulations on getting over your ostrich illness: we look forward to seeing you here beat your debts along with the rest of us. :T

Good luck and let me know if you start a diary!