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The ultimate incentive proposed! Buying a house, a wedding, and staying debt free.

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Comments

  • zigmeister
    zigmeister Posts: 1,099 Forumite
    Dinah93 wrote: »
    Grinkle is a stunning £87 cheaper than Wynyard, so pretty much no difference! Outside has the very obvious problem of this being the UK and it will probably rain! Plus I really don't like the idea of being in the mud on my wedding day, weddings should be pretty and elegant in my mind.

    Ha! Dunno where I got the idea it was cheaper from then! Yeah I know what you mean about weddings being elegant. And our weather is really unreliable so it's hard to plan outside stuff.

    The suitcase was a bargain!

    I know you probably wouldn't want to do this, because you worked so hard to get rid of it all in the first place! But could you and NIM not borrow some money for the wedding, then you'd have more for your deposit. Then you could pay it off on a bigger timescale, once you're married and have your house. Just a thought..

    I was just thinking that I need to back up all my many pictures etc and had a look on Tesco for a hard drive - just got a 500GB one for £44.99 reduced from £109, plus I had discount and a code so got it £35! Think it deserves a swirly Martin! :money:
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Well Dinah it sounds like your not going to compromise on much here so you will have to prepare yourself for a hard year ahead with lots of savings to make.

    I hope you reach your aim, I really do, but please consider your health and also enjoying life as well. Not much point in achieving these aims if you have a miserable year trying to get there.

    Please don't think I am being a kill joy but you said in one of your posts that you were going to take the attitude of seeing where life takes you. I hope this attitude hasn't been lost in getting caught up with a wedding.

    I think everyone on here pretty much agrees that you should have the wedding you want so please don't feel you have to justify what you spend on your wedding. If you want a big wedding, have one! It's all about the happy memories you have to look back on :)
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Re: the FitFlops, mine rubbed when I first got them but they're broken in now and they're so comfy that I'd live in them if my feet weren't so cold all the time! I want some FitFlop boots but they're about £200 so I think I'll have to do without!

    That's a good Swirly Martin Deal on the hard drive Zig! I'll have to tell my Mum about that as she seems to have broken hers, amazingly it isn't working after being dropped into a bowl of cereal and her laptop landed on top of it!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh dear Birdie, hehe! And well done Zig, mine cost much more than that, tho I don't have a clue how big it is (about 5"x3"...)

    There's only one thing for it Dinah, we're going to have to make your wedding dress to cut costs :D
    Weightloss: 14.5/65lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    zigmeister wrote: »
    I know you probably wouldn't want to do this, because you worked so hard to get rid of it all in the first place! But could you and NIM not borrow some money for the wedding, then you'd have more for your deposit. Then you could pay it off on a bigger timescale, once you're married and have your house. Just a thought..

    It has crossed my mind, but we'd need to buy the house before borrowing anything, as any debt is deducted from deposit saved. Its an option, granted not a great one but its something to consider.

    I was just thinking that I need to back up all my many pictures etc and had a look on Tesco for a hard drive - just got a 500GB one for £44.99 reduced from £109, plus I had discount and a code so got it £35! Think it deserves a swirly Martin! :money:

    Definitely deserving.
    Well Dinah it sounds like your not going to compromise on much here so you will have to prepare yourself for a hard year ahead with lots of savings to make.

    I hope you reach your aim, I really do, but please consider your health and also enjoying life as well. Not much point in achieving these aims if you have a miserable year trying to get there.

    Please don't think I am being a kill joy but you said in one of your posts that you were going to take the attitude of seeing where life takes you. I hope this attitude hasn't been lost in getting caught up with a wedding.

    I think everyone on here pretty much agrees that you should have the wedding you want so please don't feel you have to justify what you spend on your wedding. If you want a big wedding, have one! It's all about the happy memories you have to look back on :)

    I figure one year of pushing and cut backs now is better than being stuck living somewhere we hate for the next 5 years. But maybe thats a bit of a nieve view and everyone has to live somewhere rubbish for a while and pay their dues.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Oh dear Birdie, hehe! And well done Zig, mine cost much more than that, tho I don't have a clue how big it is (about 5"x3"...)

    There's only one thing for it Dinah, we're going to have to make your wedding dress to cut costs :D

    Lol luckily mum's paying for my dress! You coming to class tonight aye?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • zigmeister
    zigmeister Posts: 1,099 Forumite
    I don't have a clue how big it is (about 5"x3"...)

    There's only one thing for it Dinah, we're going to have to make your wedding dress to cut costs :D

    :rotfl:

    I have just found out that I'm going to be with reception for my next teaching placement! I'm so excited! :D I was with year 5 last year so I'm really pleased that I'm with the younger ones this time!
    Total Debt (Dec 2015) £11,500 : Currently £7,675
    House Deposit Savings : £8,600/£25,000
    Lose 21lb : 0/21
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    edited 7 October 2009 at 4:12PM
    Dinah93 wrote: »
    I really doubt I'd be happy with a little wedding though, I want all mine and NIMs friends and family there with us, thats what a wedding is all about surely, celebrating with those you love?!

    In which case, I'll grab my pom poms and say You Can Do This. I mean, you're the girl who cleared 16k worth of debt in 250 days! 6k(?) for a Wedding is peanuts! (Yep, this is my game-face!)
    It'll be hard work, but if you really want both you have my full support (completely with cheerleading!)

    ETA: OhMiGod, I've broken the quote, how did I manage that?!
    ETATA: YES! Fixed it.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    There's only one thing for it Dinah, we're going to have to make your wedding dress to cut costs :D

    Lol! You never know, both of you could really improve and could go into a wedding dress making business!

    Dinah - there are lots of corners that can be cut when having a wedding such as getting bridesmaid dresses in department stores, or getting them made, ditching favours, getting a friend with a posh car to bring you to the church etc etc

    The wedding forums are great. Have you been on to Confetti yet?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dinah93 wrote: »
    Lol luckily mum's paying for my dress! You coming to class tonight aye?

    Oooh, well we can make the bridesmaids' dresses - then you're BOUND to look stunning and elegant by comparison! (and in your own right of course, didn't mean to sound horrible!).

    Yep, shall I see you in the lobby about ten to six? Am bit scared, do we need to do our measurements?
    zigmeister wrote: »
    I have just found out that I'm going to be with reception for my next teaching placement! I'm so excited! :D I was with year 5 last year so I'm really pleased that I'm with the younger ones this time!

    Eek, they'll all be wetting themselves all the time!! :eek:
    Cinny91 wrote: »
    In which case, I'll grab my pom poms and say You Can Do This ... you have my full support (completely with cheerleading!)

    Isn't Cinny a sweetie pie?
    Cinny91 wrote: »
    ETA: OhMiGod, I've broken the quote, how did I manage that?!
    ETATA: YES! Fixed it.

    :rotfl:
    Weightloss: 14.5/65lb
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