Benefit cheat - but family member - help?

Sarahlou_2

KellyWelly wrote: »

You can't live somebody else's life for them as tempting as it is sometimes.

Maybe she's stuck in a rut and feels a bit depressed? She probably realises you look own your nose on her a little as well.

The more I think about it the more I think SIL2 has twisted her arm up her back because she's made it clear she's not willing to pay for proper childcare....

Golden_Anemone

I don't have time to read the whole thread but there are special rules regarding earnings for child minding.

Only 1/3 of the income is taken into account and then the normal earnings disregard is applied.

This means that someone earning £50 only has £16.67 taken into account which is below the £20 disregard for lone parents. Therefore the SIL is not defrauding the DWP.

I do agree however that she ought to register so that the arrangement is above board.

This is the relevant extract from the Decision Makers Guide

Child minders
15724 To calculate a child minder’s normal weekly earnings the DM should

1. decide the assessment period in the normal way and
2. calculate the gross receipts for that period and
3. calculate the chargeable income as one third of the gross receipts during the
assessment period1 but make no deductions for business expenses and
4. calculate a deduction for income tax and Social Security contributions and
half of any premium for a personal pension scheme or retirement annuity
contract.

1 SS Ben (C of E) Regs, reg 14(3)(b)

Particular forms of self-employment 15725 15728
Vol 3 Amendment 27 June 2008

Example

Fleur is a S/E child minder. Her assessment period is 13 weeks. The gross receipts
for that period are £1,280.
The DM decides

1. that no expenses should be deducted from the gross receipts and
2. that the chargeable income is £424.67 (1/3 of £1,280) and
3. the income tax, Social Security contributions and premiums that are to be

deducted from the chargeable income.

MrsTinks

Mrs Tine was indeed basing her comment about spaghetti in a tin on the fact that it appeared to be a daily replacement for a nutricious breakfast.
I also appreciate that I only have 1 child and a young one at that - I mean it's not like I used to work 12 hours a day and still cook home cooked meals before she arrived or anything I know they take it out of you, but if you have time to go on facebook you have time to cook or serve a homecooked meal in my oppinion...

MrsTinks

Originally Posted by RoxieW
Brilliant :T Just what I would have put if I could have been bothered. I think we can forgive MsTine as a new mummy (forgive me if wrong) for her rather extreme point of view but as a busy mum of 3 I can honestly say that although I spend a fortune on all organic this and that, get weekly abel and cole deliveries where the veg is so fresh I have to wash the dirt off it and cook from scratch most days - there are times - usually once a week - when you just cant beat a tin of something on toast or bunging a frozen pizza in the oven lol.

But that is an occassional treat... not a daily meal replacement
And I don't particularly feel I was melodramatic - not that it wasn't something I wouldn't have said pre-baby...
I don't spend a fortune on organic - I'd love too but I don't because I don't have that spare - I try to grow my own where possible - hence 2 allotments but I'm perfectly in possession of all my faculties despite having a 13 week old baby

Nicki

MrsTine wrote: »

but if you have time to go on facebook you have time to cook or serve a homecooked meal in my oppinion...

especially as putting a couple of weetabix in a bowl and pouring over milk, or toasting some wholemeal bread with a nutritious spread takes a fraction of the time of opening a tin of hoops and nuking them

I'm a lazy mum too, but try to make the lazy choices healthy ones, like bf because I can't be bothered with sterilising equipment, and giving "healthy" fast food like fruit and raisins rather than making up packet desserts or additive filled stuff. It is possible to be both!

Hope all is well with bubs Mrs T. We miss you over on the pregnancy thread. You don't pop in half as often as some of your contemporaries over there like Sami, MM, etc still do!

consultant31

miserly_mum wrote: »

Um at what point did I say it was an easy option?

To qualify to be a registered childminder EVERYONE has to be vetted by the police and go through rigorous proceedures/interviews before they are approved. They must also have insurance and their homes must meet specified safety standards.

It's not for everyone (and not everyone could actually qualify) I was simply saying it might be a better option for the SIL and maybe other single Mums than staying on benefits. Or doing cash in hand jobs.

Personally i'd rather eat my own toenails than have to look after other peoples children all day, even if I was getting paid for it, but I have every respect for those who do it.

I never quoted you as saying it was an easy option. I was pointing out that the OP's sister-in-law, who wants (apparently) to stick the children in front of the tv all day, probably wouldn't make a good childminder as it's very hard work if done properly!

consultant31

jamesey07 wrote: »

if you had read my earlier posts i said why does the OP not go and report someone else like people who have a out of date car tax, drug dealers r complain to MPs as they have been taking the pi55 outta everyone instead of reporting someone so close to home, and as for the other thing about if i where a victim of crime yes i would rather have my own form of justice, if you where to be attacked would u rather have the person who commited the crime tucked up in a cosy jail only to be let out soon after r make them suffer the same thing?

Absolutely, because that is the law of the land and I prefer to stay within the law! Good Lord, where would we be if everyone became a vigilante and meted out their own punishment? There has been a case recently of a family who had a narrow escape from their home when someone petrol-bombed it thinking (wrongly) that the resident was a child molester - is this the sort of world you expect us to live in?

Benefit cheats are criminals in exactly the same way as someone who has out-of-date car tax.

I think we've all shown our disgust at the MP's who've cheated the system, but why is it different for the rest of us? One cheat is very much like another to me, it may be different amounts of money, but it's still cheating

It's human nature to take a mile if you're given an inch so the person who gets away with cheating 'a little bit' will more than likely go on to cheat a bit more and a bit more until caught.

Spendless

Sarahlou wrote: »

Hi guys

Phew - I didn't know a tin of spaghetti would be so contraversial! Thank you for all your replies. We (me and OH) popped over to SIL1's last night. I was flicking through the paper and there was an advert about if you return to college and train as XY or Z - then you can apply to have your childcare paid. I pointed this out and explained what a great opportunity this could be for her and her little boy. Her reply?

"what the f*ck do I want to do that for?" ........I give up :rolleyes:

Thank you for all your advice x x

Does she know she will be required to look for work once her LO is 7? You could always fetch that into the conversation 'oh I thought it would be helpful for you to do for the next few years then you'll be qualified as an XYZ by the time your child is 7 and you have to start job hunting' and to SIL2 'have you thought what you'll do about childcare when SIL1 has to look for work cos her child has reached 7'

BeenieCat

Spendless i'm sure she'll pop another one out by then if she is really determined not to work.

jamesey07

well most of the MPs r still in there jobs so i don't think all that rage has really had any effect, yeah they know people r angry but they no in time most of it will be forgot about and sure even if they r not re-elected won't they still be getting a fortune anyway.. do you think jail really helps people who go there? i've known quite a few people who have been inside and believe me a lot of them enjoyed it inside, and if you think it helps people your wrong, maybe some people jail does them good but most of the time crims come out with a whole host of "new crim friends" would i wanna be someone who reported someone and had to look over my shoulder the rest of my life if that person was to be jailed the answer is no, and believe people who r jailed never forget about that person who put them there,