Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

liverpool1966

Was thinking today Di, It could be because when we signed them back in april the insurance was still running. It ran out at the end of sept. so perhaps thats why they wanted them signed and dated again?

di3004

liverpool1966 wrote: »

Was thinking today Di, It could be because when we signed them back in april the insurance was still running. It ran out at the end of sept. so perhaps thats why they wanted them signed and dated again?

Oh yes that's a thought, you could well be right here.

They may confirm this to you if you ring them perhaps.;)

lynne0904

Hi all

I'm newly registered although I have been reading with interest, this forum for the last few weeks. I recently sent a claim to FCSC for compensation for missold PPI against Promise Finance, I spoke to Deloitte's on Monday for an update, after being encouraged by other posters experiences - to be told they had heard back from the finance company and insurers - and that they were waiting for a final piece of information! I am hopeful that this is good news - after reading other posts. I will let you know of the outcome of my claim, as I haven't seen any other claims against Promise on this forum - although they are definately in default.

Buns_Mum

Hi

I'm just a bit worried about a phone call received today from Deloittes. They received my claim paperwork against Wilmslow Finance (Freedom) 6 weeks ago. They phoned to say that a) the claim had been held up because they'd had to get additional paperwork from Wilmslow and b) they wanted to find out from me how I'd managed to pay off the loan early (sold my house, downsized and had cash left over). Since my case had been originally upheld by 2 adjudicators at the FOS I kind of assumed it would be quite straightforward (Wilmslow disagreed so I'd been in the queue for the Ombudsman for 8 months when they went into admin). Deloittes are now saying it will be another 4-6 weeks before a decision is made. What I wanted to know is if this kind of thing is standard or not? I don't know why they needed more paperwork and why is it relevant how I managed to pay the loan off?

di3004

Buns_Mum wrote: »

Hi

I'm just a bit worried about a phone call received today from Deloittes. They received my claim paperwork against Wilmslow Finance (Freedom) 6 weeks ago. They phoned to say that a) the claim had been held up because they'd had to get additional paperwork from Wilmslow and b) they wanted to find out from me how I'd managed to pay off the loan early (sold my house, downsized and had cash left over). Since my case had been originally upheld by 2 adjudicators at the FOS I kind of assumed it would be quite straightforward (Wilmslow disagreed so I'd been in the queue for the Ombudsman for 8 months when they went into admin). Deloittes are now saying it will be another 4-6 weeks before a decision is made. What I wanted to know is if this kind of thing is standard or not? I don't know why they needed more paperwork and why is it relevant how I managed to pay the loan off?

Hi there

Try not to worry.
They do seem to work a little different to the FOS, and its highly probable a standard procedure before they can work out the full calculation. It maybe seem pointless to you but they do tend to want more info.
I'm sure all will be fine, because if the case was to be rejected you would have known well by now. x;)

Buns_Mum

Thanks Di; fingers crossed for some good news before Christmas. At this rate I might be doing my shopping in the sales!

pecantan45

Hello would like to no if i can get some help on this forumn have been reading with great intrest alot of the cases for ppi refund especially welcome cases .. I recieved a form from welcome and fsc,s re claim for ppi l compleated this and sent it back on the 6th oct, recieved letter back from them stating that they needed more info , since married so there was a name change. sent in all that good stuff have no idea where my original loan application is so have no idea what i am due back spoke to a customer service rep who said that if i do get a refund it would ofset against bal i have with welcome can some one help me with cal i have tried viewing all cal on site and cannot find any help
loan amount 4500.00 started may 2008
monthly repayments £276.00 4 year loan
have 7 months left
asked for a settlement letter last year info they sent was this

Total amount ouststanding £3814.24
rebate of acceptance fee £13.32
rebate insurance £227.68
default £81.62
interest to settlement £189.63
settlement fiqure to pay (3844.69
this was all dated 12 oct 2010

i have never been late on my payments so do not why there is a default charge of £81.62
amazed that a loan for £4500.00 will cost me £13248.00 dose any one no what part of that will be my ppi and how much will i get refunded back sorry for the long post just a little confused

lynne0904

lynne0904 wrote: »

Hi all

I'm newly registered although I have been reading with interest, this forum for the last few weeks. I recently sent a claim to FCSC for compensation for missold PPI against Promise Finance, I spoke to Deloitte's on Monday for an update, after being encouraged by other posters experiences - to be told they had heard back from the finance company and insurers - and that they were waiting for a final piece of information! I am hopeful that this is good news - after reading other posts. I will let you know of the outcome of my claim, as I haven't seen any other claims against Promise on this forum - although they are definately in default.

Hiya - just a quick update on my case- I called my caseworker at Deloitte's to ask for another update, to be told they were still waiting for the final piece of information. I asked if there was anything I could do to help, and he explained that they were trying to find out if we had a single policy or two seperate policies for my husband and I - if I were to call the insurance company he would "listen in" on my call and that would be validation enough for them. So he rang the insurance company and muted himself out while I spoke to them to get the confirmation that it was a single policy. With that final piece of info - he explained that was his involvement in my case finished and it would be passed to next department, which would check the claim. So feeling quite hopeful for a positive result soon.:)

Little_Italy

Hiya, update on my claim. Received the paper work from Deloitte's - all filled in and ready to post out today! Fingers crossed! Good Luck to everyone who's going through the same antagonising painfull experience!

liverpool1966

Have you had any news yet Bunnygreen ?