We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Companies in Default/FSCS Claims - Picture, London Scottish, Twopart
Comments
-
Pink they did cancel the first PPI and yes the second was more expensive! But the top up was only a few month after the initial loan. on looking at the paperwork everything seems to tally bar the 8K I was supposed to have received
:mad:. Im glad I didnt get through to picture today!:mad::mad::mad::mad:
sandb, i've copied barloos's post on previous page.
Good luck for tomorrow:beer:dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
sandzb, I would want a complete breakdown fron Picture, showing exactly how they have worked it all out with the first PPi, amount refunded etc
They way they appear to show it , or not as the case may be, they could be putting anything down:mad::mad:dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
When things like this happen..........they should also payout for distress as well do you think?:mad:The one and only "Dizzy Di"0
-
When things like this happen..........they should also payout for distress as well do you think?:mad:
Defo, di. Also when loans are refinanced, an exact breakdown should be shown from the start, this would avoid any confusion like this arising.
It should show any rebate from first PPI on the breakdown and explain exactly how it is all worked out:mad:dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0 -
barloo's on line, i'm sure he will be posting shortly;)dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee0
-
Defo, di. Also when loans are refinanced, an exact breakdown should be shown from the start, this would avoid any confusion like this arising.
It should show any rebate from first PPI on the breakdown and explain exactly how it is all worked out:mad:
That's right, it should be an automatic thing.
I did get one, but begged for this which taken them weeks to send it.
It seems in regards of Picture, they did not give anyone the breakdown.....:mad:The one and only "Dizzy Di"0 -
Sandzb, whats being said does appear to be correct. Picture do reimburse themselves, dont tell you the amounts but then set up the new loan taking this rebate (as they put it) into account. I like you thought exactly the same, Ive been done here as I hadnt recd a refund of just under £5k which the FSCS say I did. And it was only when Busby and Pinkco explained it to me that the figure was taken into account when calculating the new loan. I done many sums after that and it does make sense.
Altho you have just reminded that I never did phone Picture to get a breakdown. Just to double check. Something for my To do list tomorrow. Thank you.
Now NCB that is a different matter altogether have you had that deducted as well ?If you see a penny, pick it up, all day long you'll have good luck !!!!!!0 -
Sandzb, whats being said does appear to be correct. Picture do reimburse themselves, dont tell you the amounts but then set up the new loan taking this rebate (as they put it) into account. I like you thought exactly the same, Ive been done here as I hadnt recd a refund of just under £5k which the FSCS say I did. And it was only when Busby and Pinkco explained it to me that the figure was taken into account when calculating the new loan. I done many sums after that and it does make sense.
Altho you have just reminded that I never did phone Picture to get a breakdown. Just to double check. Something for my To do list tomorrow. Thank you.
Now NCB that is a different matter altogether have you had that deducted as well ?
Good luck Barloo and to Sandzb for tomorrow.:beer:The one and only "Dizzy Di"0 -
I know Beaniebabe was also successful, does anyone know how she is?
Have not seen here in a while, hope things are going okay for her now.:beer:The one and only "Dizzy Di"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards