Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

marshallka

pinknico wrote: »

If they have the figures of the rebate I doubt they will overpay and poor Di if they do and then has to pay it back.

There is an awful part on the letter FSCS send with the cheque that says we reserve the right to revoke the decision letter and review your claim if the compensation has been calculated wrongly or should not have been paid.

I was almost too scared to bank mine in case they had overpaid!!

If they make the decision to pay it then I doubt (unless they found out that fraud had been committed) that they could take it back as you say.

So if the FSCS now say they have calculated wrong on EVERYONES then can they ask for some back??

I would very much doubt it?? The only questionable thing with the redress way of the FSCS is the insurance staying on so "useable" and the NCB needs to be a one for all.

marshallka

di3004 wrote: »

Its best to be safe than sorry isn't it hun?

I think because they don't seem to know what they are doing, anything can go wrong, if they did overpay I would have to tell them, cos I could not live with myself, just hope they look into everything properly first time, fingers crossed hey?;)

I would hope they get it right first time for you Di but me, tiggrae, and mcolak all thought (from how you posted it up on here first) that your PPI actually charged was this £8K odd. It was only when you posted it all that it come to light. Maybe they will think the same;).

You deserve more anyway don't you think for all your stress and inconvenience. The FSCS don't pay that do they??

I am sure if they did pay you it all back then your friends on here would be along to advise you to keep it all. Busbyh especially....lol

pinknico

Just saying what it says on my letter.

busbyh

pinknico wrote: »

If they have the figures of the rebate I doubt they will overpay and poor Di if they do and then has to pay it back.

There is an awful part on the letter FSCS send with the cheque that says we reserve the right to revoke the decision letter and review your claim if the compensation has been calculated wrongly or should not have been paid.

I was almost too scared to bank mine in case they had overpaid!!

That is an awful part pinknico, isn't it.:eek::eek:Hope they don't do this with those who have not had the NCB they had already rcd- deducted. But what will they DO if you have spent it, I WONDER, pay it back monthly.:eek:

pinknico

di3004 wrote: »

Its best to be safe than sorry isn't it hun?

I think because they don't seem to know what they are doing, anything can go wrong, if they did overpay I would have to tell them, cos I could not live with myself, just hope they look into everything properly first time, fingers crossed hey?;)

I am sure it will all be fine Di , just wish they would hurry up and pay up!:D

busbyh

marshallka wrote: »

I would hope they get it right first time for you Di but me, tiggrae, and mcolak all thought (from how you posted it up on here first) that your PPI actually charged was this £8K odd. It was only when you posted it all that it come to light. Maybe they will think the same;).

You deserve more anyway don't you think for all your stress and inconvenience. The FSCS don't pay that do they??

I am sure if they did pay you it all back then your friends on here would be along to advise you to keep it all. Busbyh especially....lol

TOO RIGHT I Would, you know me well marshallka:D

I think you are right in saying, FSCS are just covering themselves should a fraudulent claim come to light, I think everyone on here will be ok who have rcd there cheques

pinknico

busbyh wrote: »

That is an awful part pinknico, isn't it.:eek::eek:Hope they don't do this with those who have not had the NCB they had already rcd- deducted. But what will they DO if you have spent it, I WONDER, pay it back monthly.:eek:

I think they are covering themselves if someone gets back to them and says you have overpaid me then they can revoke the letter and you cant say but you have already calculated it etc etc.

busbyh

pinknico wrote: »

I think they are covering themselves if someone gets back to them and says you have overpaid me then they can revoke the letter and you cant say but you have already calculated it etc etc.

I wouldn't tell them if I thought I had been overpaid, would you? Would just say" Lovely people those FSCS guys":D:D

Seriously though, don't think there is any real chance of them overpaying us!!

pinknico

Looking at my calculations, I cannot tell if I'd been overpaid!

But if like Di I could see an obvious error I would probably have to point it out or jump at every phone call for the rest of my life!


As you say chances of thea happening are pretty remote.

Hope they take onboard the letter sent by Barloo and all in regards to NCB, because that is just daft.

di3004

pinknico wrote: »

Looking at my calculations, I cannot tell if I'd been overpaid!

But if like Di I could see an obvious error I would probably have to point it out or jump at every phone call for the rest of my life!

lol I know the money would be nice, but could not live on edge all the time.....:eek:, it will be the fact that I would have to let them know straight away.......although I was thinking, maybe the way that letter looked as posted above from Deloittes today was not meant to look like that if you know what I mean?
They just wanted the extra info on that actual agreement of the PPI of £8492.50 and not of the other one, as they are aware there were 2 loans.
Do you get my drift?;)