Wol's Riverbank tales: Part 3 Restoration

Wol2

Well I got my finger out this morning and decided to sort out my home insurance (B & C) renewal quote and try and get some cash back.

Went on Quidco and thence to Go compare (yuk I hate the advert) just to get an idea.......of the 58 insurance companies that came up, I only got ONE QUOTE :eek::eek:

Over 75% will not quote at all owing to "flood risk" and the rest won;t quote because either
a) I am too young (thanx Saga :T- made me feel better) or
b) my contents is above their limit (I upped it last year because after the flood I realised exactly how much a contents claim could add up to when you have to reclaim everything if it was e.g. destroyed by fire - carpets, curtains, linens, clothes, DVD's, music books, kitchen stuff, garden furniture etc etc all add up to quite a surprising amount) or
c)I use my home for self-employed business
:mad::mad:

Guess I'm stuck with my renewal premium of £716.56 from current insurers- which actually is not bad considering the amount they've already had to cough up after the flood (not just my contents and refurbishment - but also the relocation and rental costs, fees to their agents for services not rendered etc etc) (and obviously that's before the OMbudsman makes an adjudication )- They certainly haven't loaded my policy like other neighbours who have had £5000 compulsory excesses for future flood claims....and they've even let me keep some no claims discount (insert confused smiley)

I notice however that this year there is a new compulsory excess of £250 in every category for "escape of water" - Must have been a lot of burst pipe claims this year during the cold weather :cool:
(I assume that's burst pipes and the likes rather than what I would term Ingress of water courtesy of the stream??)



I'm off out to a pub lunch with my elderly neighbour today - it's becoming a reglar thing and is good to get me out of the house as I feel I am fast becoming a complete hermit (is there a feminine equivalent of hermit or is it unisex?)

No procrastinating this morning - got client work to do...

See you all later peeps
:wave:

smashedbooboo

Hi hunni, Might be on the phone to you later, not in a very good state. Waiting to hear from vet about guinness. He may not be coming home. Am with Dad at the minute, Both in a right old state. So It could well be a bottle of wine to drown my sorrows tonight. x x x x x

Numpty_Monkey

For your house and residiual excess water possibilities(it sounds good:p) that quote ain't to bad,
cashback is a bonus:cool:

Have fun with Jack:T:A:T


Aunty Smashed hope piggies are ok:cool::o:D

Wol2

Numpty_Monkey wrote: »

For your house and residiual excess water possibilities(it sounds good:p) that quote ain't to bad,
cashback is a bonus:cool:

Have fun with Jack:T:A:T
;);) - he is blaming the recent rise in his blood pressure (he has regular checks) on me opening the door to him in my dressing gown :eek:...I think he comes round early on purpose :rotfl:

Aunty Smashed hope piggies are ok:cool::o:D

I thought it was piggies but they are OK - it's her little doggy Guinness ...waiting for her to ring me back in a a few mins when she is back home

xxx

Numpty_Monkey

I thought it said guineas (with spelling as bad as mine:(}
Hope little Guiness is ok:cool::D

Wol2

Numpty_Monkey wrote: »

I thought it said guineas (with spelling as bad as mine:(}
Hope little Guiness is ok:cool::D

The news is now good :T. Guinness now has a lovely new (and on the ball) vet..(still awaiting top totty ratings from smashed ).....a radically different diagnosis.....and a fighting chance to make a full recovery :j (no thanks to the previous vet :mad::mad:)

Fingers and paws crossed for friday op that this will be so

Hugs boo
xxxx

Karmacat

Paws all crossed for little Guinness... we could do with some really good animal news........

Lemon_Tree

i'm in the middle of reading the lost symbol, i'm enjoying it but like many a book i've read since i got married i don't get time to read much at a go. Once upon a time i would have sat for the whole weekend and just read it but can't do that any more.

Nargleblast

That's the trouble with life sometimes - gets in the way of a good book!

taxi73

Don't suppose that's bad for the insurance then all things considered.