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Taxis back to basics...debt and mortgage free before 50(feb 2014)

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    That's good that WW have refunded your monthly fee. Every little helps!

    Good luck with the spuds - I've got courgettes, tomatoes and lettuces out so far and they are thriving. I bought a butternut squash today so when I cook that, I will plant some of the seeds and hopefully grow some squash as they cost a fortune in the shops but they are one of my faves.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    That's how thick I am ...I never thought to plant the seeds from the stuff itself..I just bin them..lol

    My potatoes are in small plasuic pots and are quite tall and leafy ..if I've got it right....when they go in the bin I cover them completely and every time they grow through and get leaves I cover them again...Is that right?...
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Taxi

    Do you have 3 dd and 1 ds?

    As for spuds, I think that what you are doing is the way to go. MIne have never been large in size but I have managed to harvest some small tasty spuds and being Irish I know my spuds LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Taxi I am so pleased that the critical illness cover is giving you some relief to your situation. All the talk about it has got me thinking too as I pay for private health insurance (never used it and you are getting good care via the nhs!!?? So makes me think twice if I should keep this) and I also have life insurance but have ni income protection or critical illness...mmmm

    Only problem is the mind field you have to face when looking at critical illness as most only pay out if its terminal or certain cancers etc etc so I then put it off for another day... really must do some serious research into the best companies/policies.

    Enjoy your gardening it can be very therapeutic which is one of the things you need at the moment xx
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Taxi

    Do you have 3 dd and 1 ds?

    As for spuds, I think that what you are doing is the way to go. MIne have never been large in size but I have managed to harvest some small tasty spuds and being Irish I know my spuds LOL


    I have 3 sons and 2 daughters, a grandson and a granddaughter
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LOL - are you Irish?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Taxi I am so pleased that the critical illness cover is giving you some relief to your situation. All the talk about it has got me thinking too as I pay for private health insurance (never used it and you are getting good care via the nhs!!?? So makes me think twice if I should keep this) and I also have life insurance but have ni income protection or critical illness...mmmm

    Only problem is the mind field you have to face when looking at critical illness as most only pay out if its terminal or certain cancers etc etc so I then put it off for another day... really must do some serious research into the best companies/policies.

    Enjoy your gardening it can be very therapeutic which is one of the things you need at the moment xx


    I've never had private insurance..so can't comment on that.

    I have paid to see consultants privately in the past when quues have been long but never paid for the treatment privately..
  • beanielou
    beanielou Posts: 95,832 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dident think you were old enough for grand kids taxi.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Forgot to say my critical illness one was part of a package and covers everything from heart attack up to transplant surgery.


    If this one pays out(there is no reason why it shouldn't) ..I'll have to go through the minefield finding a new policy for DH..I won't be able to get insurance until in remission for 5 years for myself but because ours is joint then once it's paid out that's it gone.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've never planted spuds, so have no idea! And as for planting from seed, I don't generally do it either - much prefer the hard work to have been done for me and for me just to plant the little plants into a pot! But as the seeds will be free, I will give it a go - nothing to lose!

    I have private health insurance via my work, but if I didn't have it, I wouldn't pay for it. I don't have critical illness but am lucky enough in my current job that they will pay my salary indefinitely if I was ill, so that is very good. If I ever changed job (which I hope I don't have to do) then I would have to seriously consider some sort of income protection or critical illness now that I don't have OH to help.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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