Splitting the bills 50/50, my money, your money - Please your married !!!!

The_Banker_5

strawberry_laces wrote: »

I get to keep the Child benefit and CTC for any extra shopping or anything else needed.

Whooppeeeeeeeeeeeee!!!!!!:D

lfckerry

7yrs and no sign of a ring either :rolleyes: i do think its laziness. he has £1000 per month to himself after bills and i have about £200

Charlton_Taz

Interesting thread! My OH and I share everything so we always viewed our relationship (now marriage) as something where we want a shared future too...and how the heck you can plan for that without sharing your finances I don't know.

All the money we earn goes into one joint account and it gets managed from there. We know what our direct debits going out each month are so we know whats left. We can spend what we want out of the account but if its for anything big (say over £100) will ask eachother if its okay, and check we have the money to spare. if we don't or one of us think there is a greater priority then we discuss it. It also means we have a joint saving strategy when it comes to saving in cash / shares / pensions etc as we've discussed what we want for the future.

We've had this arrangement now for around 10 years (we are 31 now!) and it has survived through us each being made redundant once (so..shock..techically one of us was supporting the other on one wage for a period of time)..through my OH starting a new career (with lower salary)....through me being the higher wage earner for most of the last 10 years...now I am having a baby in November so the balance will all change again and he will be the main wage earner.......the important thing is though that none of this matters as there was no 'your' or 'my' money....it was ours and we manage that for both of us.

Katie-Kat-Kins

For those of you with a "joint approach" but not a formal joint account have you thought what would happen if one of you died?

If one dies with a joint aco!!!! the survivor can continue to use it. If one dies and the account is in their name only the account will be frozen until probate is dealt with, and for those of you who aren't married unless there is a will you wouldn't see a penny of what was in that account.

Think very carefully, you don't want to leave your partner in poverty if something happens to you!

vikkiharris

My husband and I don't have any joint bills etc apart from the council tax. My ex-husband was an absolute nightmare when we had a joint bank account etc and, without boring you, left me with severe financial problems. When my husband and I met, it made sense not to drag his credit rating down by getting anything joint.

It works pretty well - I pay certain bills ie, groceries & utilities and he pays for insurances, rent and council tax. At least I can trust him to pay as agreed - my ex-husband used to spend his money on anything but (once I'd reverted back to separate accounts).

I don't agree that a couple's level of commitment can be gauged by their financial set-up - that's ridiculous. There doesn't appear to be any financial incentive for joint accounts/bills etc so why is it so imperative?

The_Banker_5

lfckerry wrote: »

7yrs and no sign of a ring either :rolleyes: i do think its laziness. he has £1000 per month to himself after bills and i have about £200

Yes yes thats it. Its laziness that he is loaded and you are not.:rolleyes::rolleyes::rolleyes:

hayley11

DP = Dear Partner?

kbleigh

[quote=[Deleted User];24176229]Seriously? What does he do stick out his hand when you get in the car?

Hope your not planning on marrying this fella.

Do you live together at the mo? Hasd he got his own food cupboard with a lock on it?[/QUOTE]

I know you are being sarcastic, but my dad finds our arrangment in terms of food hillarious, so I have to reply. We both go grocery shopping together, he pays at the check out. Then when we get home he goes through the receipt and adds up everything that I have bought, then tells me how much it costs and I give him the money for it. I guess it is fair. Yes we do halve the cost of the things that we both use like milk. LOL. If only they made half pennies, our shopping bill would be so much easier!

We do live together.

At the end of every month he works out how many miles I have travelled in the car on multimap then uses an online calculator to work out my share of what the petrol costs would be!

I am questioning the future of the relationship as over five years and no proposal is a bit questionable (in my case anyway because he knows I want to get married).

The_Banker_5

kbleigh wrote: »

I know you are being sarcastic, but my dad finds our arrangment in terms of food hillarious, so I have to reply. We both go grocery shopping together, he pays at the check out. Then when we get home he goes through the receipt and adds up everything that I have bought, then tells me how much it costs and I give him the money for it. I guess it is fair. Yes we do halve the cost of the things that we both use like milk. LOL. If only they made half pennies, our shopping bill would be so much easier!

We do live together.

At the end of every month he works out how many miles I have travelled in the car on multimap then uses an online calculator to work out my share of what the petrol costs would be!

I am questioning the future of the relationship as over five years and no proposal is a bit questionable (in my case anyway because he knows I want to get married).

I do not believe this.:D

This is hilarious.:D

zippychick

kbleigh wrote: »

I know you are being sarcastic, but my dad finds our arrangment in terms of food hillarious, so I have to reply. We both go grocery shopping together, he pays at the check out. Then when we get home he goes through the receipt and adds up everything that I have bought, then tells me how much it costs and I give him the money for it. I guess it is fair. Yes we do halve the cost of the things that we both use like milk. LOL. If only they made half pennies, our shopping bill would be so much easier!

We do live together.

At the end of every month he works out how many miles I have travelled in the car on multimap then uses an online calculator to work out my share of what the petrol costs would be!

I am questioning the future of the relationship as over five years and no proposal is a bit questionable (in my case anyway because he knows I want to get married).

Seriously, you are kidding. Winding us up. Pulling our legs. That is one of the most A**lly retentive things I have ever heard. :eek: So if you were a SAHM for eg, what would happen then?

Run, run, run, as fast as you can.

Itemising receipts? Calculator , miles, online multimap? Get out while you still can.

It has to be a joke, i refuse to believe someone would live their lives like that.

If you got married and given cash, would he keep the money HIS Parents , and you the money from yours? Jeesh. Where do you draw the line.

It can't be true! Tell us you're kidding.