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Need £11,000 loan for a car

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Comments

  • Peeky
    Peeky Posts: 121 Forumite
    Part of the Furniture Combo Breaker
    edited 18 August 2009 at 11:08AM
    Well that wasted a few mins.

    Advice. Spend savings before taking finance. Finance ALWAYS costs more than interest earn't in savings Account. Especially NOW.

    NEVER secure loan against car (as previously posted)

    Car Fianance cost 20%+ APR
    Savings earn 4ish%

    The dealer is also selling you flat rate finance. Renault tried to sell flat as APR to my dad before i told them to stick their finance. He went with an A&L comapny.
  • Caroline73_2
    Caroline73_2 Posts: 2,654 Forumite
    I just wanted to be part of this thread. It's brilliant.
  • Clive_Woody
    Clive_Woody Posts: 5,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Caroline73 wrote: »
    I just wanted to be part of this thread. It's brilliant.

    I doubt the OP would agree, but no doubt by now they are the proud owner of a Yellow SEAT:rotfl: that they paid £20k for and are now paying 20% APR for 5 years.
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • Inactive
    Inactive Posts: 14,509 Forumite
    ILW wrote: »
    I think the only people truly offended by him are rather small minded, humourless individuals, who like to write complaint letters to the Daily Mail.

    I think exactly the same about those that watch the plonker and his dumb cohorts.

    ;)
  • ILW
    ILW Posts: 18,333 Forumite
    I have just noticed that as far as I can see "nicnacnoo" has thanked every post on this thread.
  • Jakg
    Jakg Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sparklygemster wrote: »
    do you know of any 6 or 7 year old FR's there are about???

    No but I know of 6 or 7 year olds Leon Cupra's which DO have over 200 BHP for under £2k...

    For the £15k extra your paying for a newer car you could get a seriously quick car...
    Nothing I say represents any past, present or future employer.
  • Clive_Woody
    Clive_Woody Posts: 5,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Jakg wrote: »
    No but I know of 6 or 7 year olds Leon Cupra's which DO have over 200 BHP for under £2k...

    For the £15k extra your paying for a newer car you could get a seriously quick car...

    Are they available in yellow?

    :D
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • Inactive
    Inactive Posts: 14,509 Forumite
    Clive_Woody wrote: »
    Are they available in yellow?

    :D


    Indeed, must be yellow...( pass me a bucket ).. :D
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    mopat wrote: »
    Originally Posted by gerkin viewpost.gif
    Wow ! How does one go about "saving" 21K being a student ?




    In answer to the few people who asked how the OP partner could have saved the deposit for the car, the answer is on the first page. He studied part time while working. So he wasn't a full time student.

    Blimey, he did well to save so much AND be a student. I'd still like it if OP could clarify, but doubt she'll be back :rotfl:
  • auntymabel
    auntymabel Posts: 433 Forumite
    On the plus side, it would be very easy to find in a car park.
    'Yaze whit yeh hive an ye'll niver wahnt'

    (From Mae Stewart's book 'Dae Yeh Mind Thon Time?')
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