Need £11,000 loan for a car

KingElvis

sharpy2010 wrote: »

Very true, I think this one has more people who suffer from Keyboard-Rage than a lot of other forums though, unfortunately.

It's a very popular forum and money always gets people's backs up etc etc

split_second

I think some people on here can be a bit too blunt sometimes, shame I wasnt around at the time, i bought my car on a 42 month finance agreement, was offered 36/42/48

Apples2

I'm not weading through all this lot to find out is this was already discussed, but two years after this post was made.....

sparklygemster wrote: »

Hi there
Me and the OH are looking to get our own house....however I have a poor credit rating.

sparklygemster wrote: »

I do have a couple of defaults from around 4 years ago and one one from a couple of years ago, got around £12,000 debt which i am on reduced payments to every one of them

Wonder what happened to the dream car which could "easily be afforded"?

Foxtbh

Apples2 wrote: »

I'm not weading through all this lot to find out is this was already discussed, but two years after this post was made.....






Wonder what happened to the dream car which could "easily be afforded"?

Clearly in this case the OP lied, or those circumstances apply to the OP in isolation and not her other half, who may or may not still be her OH. Remember, she was asking on behalf of somebody else - she wasn't the one buying the car.

The point therefore still stands.

RichGold

KingElvis wrote: »

Woahhhh relax there tiger, I didn't say you were not entitled to an opinion.....

What I meant was who cares? the thread is old

I'm not too worried about the attitude displayed in this thread, I'm pretty much abmbivalent about it.

I'm more worried by the fact I read the whole thing and didn't find out if they bought the car and how quickly it fell apart. Its like getting a book from the library and finding someone has purposefully removed the last 10 pages.....

pvt

Foxtbh wrote: »

Because the only thing they have in common with the new ones is the Seat badge. Seat is now a wholly owned subsiduary of Volkswagen Group, producing badge engineered VW Group products from the same parts bin as other VW Group companies, such as Skoda, Volkswagen, Audi (Yes, Audi). The Leon is a Golf with Golf mechanicals, the Golf platform, and some cheaper and more nasty interior plastics and more 'funky' styling. Its target market is younger or younger 'at heart' (Dont you just love marketing speak?) buyers who want something more 'sporty'.

This is how VW group operates - multiple brands offering essentially the same products tailored at different market segments.

Want a posh hatchback? Buy an Audi A3.
Want a nicely made, dependable hatchback? Buy a Golf
Want something a bit brash, a bit sporty? Buy a Leon
Want something that offers excellent value? Buy a Skoda Octavia.

In reality no matter which you choose, it will arrive on the same platform with the same engine and many of the same mechanicals, differingly only really in terms of interior and exterior styling and the level of quality apparent in the interior etc.

A 1980's Seat has absolutely nothing in common at all with a late 2000's Seat bar the badge that says 'Seat'.

I did think that such a forum would be firmly against presumption and hearsay as the basis for advice, it seems to go against what the forum stands for.

I have a SEAT Ibiza bought new 3 years ago. My son has a VW Golf bought new 3 years ago.

There is absolutely, ABSOLUTELY, no comparison in the build quality.

The VW is as solid as a rock, mechanically sound, never had a single fault, and beautiful to drive. And it still looks immaculate, despite him treating it like a wheelie bin.

The SEAT is a tin can, had more faults than a Japanese geological survey, and the interior after 20,000 miles looks like it's been lived in by a large heard of wilderbeast. If you lean on the front wing it dents! But it looked shiny in the showroom, and was car-of-the-year when I bought it.

I shudda gone to specsavers....... :cool:

RichGold

pvt wrote: »

It was car-of-the-year when I bought it.

Car of the year in Tajekestan maybe :rotfl:

immoral_angeluk

I can't believe I just spent the past 25mins reading this.

For what it's worth I have an 08 Corsa. bought for 5.5k last year and worth around the same now.

It's not yellow though it's silver, nor does it have a 'technology pack'.

I feel so ashamed.