Travel Insurance Discussion Area

TomsMom

keefrto wrote: »

Can anyone advise? I have a friend whose family and her are going to be away tripping to the states and canada next year for about 1 year. I thought I was a bit savvy myself but after all the calls I have made I am not sure! Do they need single trip cover for one year (worldwide) or do they need annual/multi trip? What I think i know is that the multitrip seems to cover up to say 120 days only so thats no use. Backpacker/gap year insurance sorry, don;t seem to get a good price. Just waht is it I have to do please?
ta

I thought someone more knowledgeable that me would have been along by now but this is what I've found.

Just as an experiment I used the company that we have just gone with (Columbus Direct 0800 083 9503) and put in fictitious details to get a quote.

As you gave no details of the party or dates nor what was not a good price this is what I did:

I put in dates 31.03.08 to 30.3.09 and yes they will cover this length of trip as a single trip policy.

For "Single Trip Policy" I put in a group of 3 adults aged 19-64. Total price for group was £748.44 with no cancellation cover and £935.55 standard cover.

Price for individual adult was £249.38 with no cancellation cover and £311.85 standard cover.

For "Backpacker", group of 3 £694.17 no cancellation and £935.55 standard.

Price for individual £231.39 no cancellation and £311.85 standard.

It would seem that worldwide including America and Canada bumps up the price, along with the length of the trip.

Annual/multi trip seems to mean just a multi-trip policy that covers any number of trips in a twelve month period with a limit on the length of each trip rather than one trip for a whole year.

So it seems that you can get cover for a trip lasting up to a year but your friend will need to shop around. I don't know how this price compares with what you've already found but it might be worth giving them a ring with the correct details and see what they come up with.

keefrto

Thanks for checking this out. Ages of 3 children are all under 16 but none less than 3yr. Adults between 35 and 65 2 only. So far I have a single trip (based on from uk and return uk) for £425 minus 15% quidco with travelinsurance web.com. I am actually stumped on this one. Any other advise?

TomsMom

keefrto wrote: »

Thanks for checking this out. Ages of 3 children are all under 16 but none less than 3yr. Adults between 35 and 65 2 only. So far I have a single trip (based on from uk and return uk) for £425 minus 15% quidco with travelinsurance web.com. I am actually stumped on this one. Any other advise?

Hi again keefrto. £425 less 15% quidco for 2 adults and 3 children. Do you think this is excessive for a trip lasting a year? Only asking as I've never taken a trip lasting that long so have nothing to compare it with. Compared with Columbus £311.85 standard cover for one person I thought it was quite reasonable. What other quotes have you had? All I can suggest is contacting as many companies as possible, preferably with an 0800 number :rotfl:

keefrto

Well I must admit I thought it was quite good for 5 of us for the year. I have only had annual multi trips before and they were cheap as chips but this is proving hard to do on the net. I fink I will acll the numbers and yep i will use the saynoto0870.com

Bertville

Travel To Dublin.

Can anyone tell me if travel insurance is required for a resident of England travelling to Dublin? I am thinking mainly of the healthcare situation, not sure whether Eire is part of the NHS.

TomsMom

keefrto wrote: »

Well I must admit I thought it was quite good for 5 of us for the year. I have only had annual multi trips before and they were cheap as chips but this is proving hard to do on the net. I fink I will acll the numbers and yep i will use the saynoto0870.com

Do let us know what you end up with keefrto. I'm keen to know now! Not for me personally, I'm past the stage where I'm off tripping for a year (more concerned with pre-existing medical conditions and we're getting near to the age where they increase the premiums :rotfl: ) but it may not be long before my oldest grandchildren have a notion to go globetrotting before settling down.

keefrto

TomsMom wrote: »

Do let us know what you end up with keefrto. I'm keen to know now! Not for me personally, I'm past the stage where I'm off tripping for a year (more concerned with pre-existing medical conditions and we're getting near to the age where they increase the premiums :rotfl: ) but it may not be long before my oldest grandchildren have a notion to go globetrotting before settling down.

sure will, I am beavering away as we speak
:beer:

RibAd

Bertville wrote: »

Travel To Dublin.

Can anyone tell me if travel insurance is required for a resident of England travelling to Dublin? I am thinking mainly of the healthcare situation, not sure whether Eire is part of the NHS.

Yes, travel ins is necessary.

The Republic of Ireland (Eire or where dublin is situated) is NOT part of NHS because it is NOT part of the UK.

CheroDave

I shall shortly be booking a fairly expensive Virgin Holiday using Tesco Clubcard vouchers. Tesco advise to insure with them since their cover recognises the full value of the clubcard deal tokens used to pay. However, we can't buy Tesco travel insurance online (where it's a reasonable price) since one of the party has a minor pre-existing medical condition. Is there another "value" insurance company that will reconise the full value for Clubcard Holiday deals? Dave

beebearshouse

Bertville wrote: »

Travel To Dublin.

Can anyone tell me if travel insurance is required for a resident of England travelling to Dublin? I am thinking mainly of the healthcare situation, not sure whether Eire is part of the NHS.

If it is just for health care have you thought of a EHIC (used to be called an E111) See the Dept for Health's website for more info, Ireland is a listed country.

http://www.dh.gov.uk/en/PolicyAndGuidance/HealthAdviceForTravellers/GettingTreatmentAroundTheWorld/EEAAndSwitzerland/DH_4114793

"The card gives access to state-provided medical treatment only, and you'll be treated on the same basis as an 'insured' person living in the country you're visiting. Remember, this might not cover all the things you'd expect to get free of charge from the NHS in the UK. You may have to make a contribution to the cost of your care." (Quote from the above site).