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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Morning all

    Off for our photo shoot today which because its via Groupon i am officially classing as free today so I can pass today off as a NSD! :D

    Off for showers and beautifying the entire family. PS the laptop is working a dream!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Had a great time yesterday, just off to pack for my 1620 flight back to London :(

    I am about to embark on 5 straight nightshifts (3 of which are bank ;)) so I may not be updating quite as frequently.

    Littlewoods replied today to say they can't find my account!!!!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • littleangels3
    littleangels3 Posts: 221 Forumite
    hi, its so lovely to hear from you again and your doing fab with that debt, really enjoying your updates xx
    #18 Weekly savings challenge 2015(£220.80-£1378)
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  • binnie
    binnie Posts: 995 Forumite
    Hi Gargrave, I'm enjoying reading your diary too.
    Were there any catches with the photo shoot? Did they try and get more money out of you by trying to sell you more photos? Just curious :)
    I live not faraway from a town called Gargrave in Yorkshire, where did you get your name from?
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Good luck with the night shifts and look forward to your next updates.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    binnie wrote: »
    Hi Gargrave, I'm enjoying reading your diary too.
    Were there any catches with the photo shoot? Did they try and get more money out of you by trying to sell you more photos? Just curious :)
    I live not faraway from a town called Gargrave in Yorkshire, where did you get your name from?

    Hey Binnie

    Photoshoot went well didn't try to sell me anything...........but there is a beautiful shot of our son which I would dearly love to buy:p

    The Gargrave is the name of my street!!:rotfl::rotfl::rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Made an offer to the council tax for the arrears..........(you heard it here first) THIS WILL BE THE LAST YEAR I WILL HAVE COUNCIL TAX ARREARS!!!!!!!!!!!!!!!!!!!!!!!!!!! ;)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Just finished 5 nights straight, 3 of which were bank :D = £650 approx after tax

    Still need to chase up the refund for overpayment of my student loan......plan to call them on Monday as I can't wait up any longer. Was considering writing them a letter stating they have had my money since April and threatening to start charging interest???

    Other than that, pretty much up to date. Waiting to get home on the 25th to see what murky letters await me:eek:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • RAS
    RAS Posts: 35,721 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    gargrave50 wrote: »
    Made an offer to the council tax for the arrears..........(you heard it here first) THIS WILL BE THE LAST YEAR I WILL HAVE COUNCIL TAX ARREARS!!!!!!!!!!!!!!!!!!!!!!!!!!! ;)


    Well done. No more threats of bailiffs and extra charges.
    If you've have not made a mistake, you've made nothing
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Still working my butt off! Two more nights contracted hours followed by a night bank ;)

    Followed by an late lunch / early dinner at the Crazy Bear in Beaconsfield and cocktails in the Royal Saracen in Beaconsfield. A very much looked forward to day which I have budgeted for and saved for :). Yes the money could have been better spent, but this is my chance to celebrate a very dear friend's birthday and have a very luxurious day out which I have saved hard for. I won't be taking my debit card out, and therefore will not wake up Saturday check the online banking and groan at the drinks I've switched!!!!:T
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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