We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Massive debts

13567323

Comments

  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Another £1.23 transferred to my F&F pot. Its bursting at the seams with a grand total of £2.23 ;)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Tixy
    Tixy Posts: 31,455 Forumite
    gargrave50 wrote: »
    Just transferred another £1.23 to my F&F pot - its my version of PAD. Its addictive and its only day 2! Trying to plan in advance for NSD, DS is going to a Summer club which is 50p per day. Do you think if I put the £2.50 in a little wallet for him at the weekend he could pay the 50p each day and I could count those as NSD?!

    Yes definatley! Anything for a NSD!! Seriously though if they are a planned expenditure at the beginning of the week then this makes sense. No point ruining a NSD and then feeling yuo may as well buy other things as well.

    Every little helps with your F&F pot, as you've read on the PAD thread you'll know that you don't miss such small amounts and it really does start to add up. Is your pot real/cash or virtual/online? I think I'm going to set up an online one for me. Best get a new savings account sorted.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    The F&F is a little online savings account which had zilch in it until yesterday:j

    Its "virtually" bursting at the seams now :rotfl::rotfl::rotfl::rotfl:

    Our tax credits are paid into this account which is a mighty £10.45 per week, so I should be a millionaire before Christmas.

    If not, I might be getting towards a decent sum to offer a F&F to one of the smaller creditors. Can't wait for the day when I have paid one off completely :A

    I'm planning an online BBQ for that day with lots of wine
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Tixy
    Tixy Posts: 31,455 Forumite
    1964.gif1964.gif

    Here's a little to keep you going! But I'm certain it'll add up to a million by Christmas!!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    I am nothing if not an optimist! Loved the wine thanks!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Oh a little £10.45 (tax credits) into my F&F pot - a whopping £12.68 :whistle:

    The pressure of being so wealthy is bound to change me as a person :rolleyes:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • ladybez
    ladybez Posts: 474 Forumite
    Have pm'd you.
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    £1.41 into my F&F pot - its beginning to burst at its virtual seams.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks ladybez - you are a little star:A
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • scared1
    scared1 Posts: 76 Forumite
    Have you ever thought of maternity nursing...what happens is you work 6 days a week...live in someones house and no rent or bills to pay. They have just had a baby and you are basically their live in nanny...but for newborns. Most of the placements are in London...but accomadation wouldn't be a cost.

    They are really well paid and tend to be short term contracts...sometimes 2 weeks or upto a couple of months.

    You register with an agency...I have never done this work...I just heard good things about it. People pay really well for it...especially if you can get a house with twins or triplets.

    Good luck with the Job hunting...its not all London...check out the northwest...their are jobs coming up their too...off and on...we just took on 3 at my hospital and I know a few others have left us and gone elsewhere locally.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.