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Massive debts

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  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    Have posted on your other thread.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks df, thought it best if I put this one on a separate thread for maximum input! Appreciated x :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    i am not sure whether having a seperate bank account would help with this particular problem as I presume the bank have to do what they are told if it comes from a court so presumably the creditors do a search and find out your bank accounts and then just apply to that one? Am not sure if the fact it was a basic bank account would make much difference here?
    However in general it can be useful to have a fresh bank account.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    No I guess it doesn't help with this particular issue, but it is a step we took anyway when deciding to self admin our own DMP :).

    Looks like I'm off to post on CAG and call National Debtline for advice, as suggested by George. What a horrid day :(
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    hopefully one of the other experts will be around later -maybe they can help?
    Anway you've got a starting point and you are not ignoring it- onwards and upwards.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • BlueJeans_2
    BlueJeans_2 Posts: 297 Forumite
    Aww hun sorry to read you are having a bad day.

    I can't really offer any advice as to how to go about this but I think the fart in the envelope might make you feel better.:rotfl:

    Good luck and keep us updated on the outcome.
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Farted in said envelope.

    Written 1200 words of my 2000 FINAL FINAL FINAL EVER ESSAY due in on Friday. Reasonable progress for such a sh1tty day. Putting off phoning National Debtline until after a cup of tea.:)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    1683/2000 words. Calling it a wrap for today. DS is being taken out for the day tomorrow so will finish that then. Haven't started on the list for today eeeek!
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • BlueJeans_2
    BlueJeans_2 Posts: 297 Forumite
    Good news about the essay:T.

    I haven't done much either with regards to my lists but hey ho tomorrows another day and all that.
  • bank_of_slate
    bank_of_slate Posts: 12,922 Forumite
    10,000 Posts Combo Breaker
    gargrave50 wrote: »
    No I guess it doesn't help with this particular issue, but it is a step we took anyway when deciding to self admin our own DMP :).

    Looks like I'm off to post on CAG and call National Debtline for advice, as suggested by George. What a horrid day :(

    Don't look at it as a horrible day, this is a day nearer to getting all this sorted, you're now moving in the right direction! :T:T:T:T
    ...Linda xx
    It's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
    We dont count all the runners ahead of us & feel intimidated.
    Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.
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