Massive debts

gailey_2

Only just read this wanted to say well done and good luck

How did you manage to pay off so much in general and last year.

you doing very well

im hopeless with letters and dealing with banks.

really admire you glasgow-london such a long commute.

gargrave50

gailey wrote: »

Only just read this wanted to say well done and good luck

How did you manage to pay off so much in general and last year.

you doing very well

im hopeless with letters and dealing with banks.

really admire you glasgow-london such a long commute.

Thanks, well to be honest I've done a load of overtime, negotiated full and final settlements and stopped interest on all of my debts. I've written a few bulletproof letters and had a few results, and all in all worked my butt off!!

I've also worked hard to reduce my outgoings and make savings here and there. I've been really focussed on the light at the end of the tunnel. It has been horrifically hard work, but worth every minute of it:D.

Without sounding corny, I've learned a'lot about myself and analysed my spending habits - and made drastic changes! E.g. no more mulberry :rotfl::rotfl::rotfl:.

I'm not there yet, but I can see home.:T

gargrave50

The nice lady from down under emailed me 10 minutes before my interview to say she had to leave the office, and would have to delay my interview. Oh well, bed then .

Never mind, will keep you all informed.

Had a NSD yesterday and aiming for another today - happy days .

gargrave50

Oh and its pay day Thursday plus I have around £400 in bank due - good times .

I'm still in the black the week before pay day - good times .

Have 2 bank shifts booked for this week - good times .

Having a girls night in Thursday with 3 of my closest buddies in London to celebrate my birthday - good times .

Going to do a long day bank on Friday on Labour Ward probably with a stonking hangover - bad times:rotfl::rotfl::rotfl::rotfl::rotfl:.

Have already lined up Friday's pain relief - good times .

gargrave50

By the way boys and girls, I know you are all eagerly on the edge of your seat, but wanted to let you know - the Weightwatchers diet died a death when I went home for a week and a half.............. it will be resumed after Friday's hangover e.g. Saturday .

debtfreewannabe321

Good luck with the next interview!

Our payday is next monday and we're flat broke now, i'm off here in a mo to do a meal planner for 5 with £15:doh: for SIX days........pmsl, this should be a challenge and a half!!!

dfw x

findingmyownway

Wow, I have just read this thread from the start (bored at work? yes!)

You have done an amazing job of clearing the debts! Well done

gargrave50

debtfreewannabe321 wrote: »

Good luck with the next interview!

Our payday is next monday and we're flat broke now, i'm off here in a mo to do a meal planner for 5 with £15:doh: for SIX days........pmsl, this should be a challenge and a half!!!

dfw x

Wow! 50p per person per day:eek:. I foresee some freezer raiding and lots of tesco value super noodles at 8p a pack . How about a pot of homemade soup with left over veggies?

Good luck xxj

gargrave50

findingmyownway wrote: »

Wow, I have just read this thread from the start (bored at work? yes!)

You have done an amazing job of clearing the debts! Well done

My goodness - that's a days work in itself :rotfl::rotfl::rotfl:.

Thank you xxj

gargrave50

Not a'lot to report as you all know - I'm in London and my post is thudding on the mat in Glasgow .

Never mind, back home on Monday to a nice little pile. My recent letters should be attracting a response during my week at home........

No spend day today .