Massive debts

gargrave50

Made a list of maternity hospitals in Perth

Armadale Health Service (private)#(public)
3056 Albany Hwy, Armadale, 6112 ph: 08 9391 2000
Attadale Private Hospital (private)
21 Hislop Rd, Attadale, 6156 ph: 08 9330 1000
Bentley Health Service (private) (public)
Mills St, Bentley, 6102 ph: 08 9334 3666
Coastal Private Hospital (private)
cnr Willlmott, Gnangara Drv, Waikiki, 6169 ph: 08 9550 0222
Galliers Private Hospital & Specialist Centre (private)
3056 Albany Highway, Armadale, 6112 ph: 08 9391 1000
Glengarry Private Hospital (private)
53 Arnisdale Rd, Duncraig, 6023 ph: 08 9447 0111
Joondalup Private Hospital (private)#(public)#(BFHI)
Joondalup Health Campus, Shenton Ave, Joondalup, 6027 ph: (08) 9400 9999
Kalamunda Hospital & Health Service (private)#(public)
Elizabeth St, Kalamunda, 6076 ph: 08 9293 2122
Kaleeya Hospital (private)#(public)
Wolsely Rd, East Fremantle, 6158 ph: 08 9319 0300
King Edward Memorial Hospital For Women (private)#(public)#(birth centre)#(BFHI)
374 Bagot Rd, Subiaco, 6008 ph: 08 9340 1800
Mercy Hospital Mt Lawley (private)
Thirlmere Rd, Mt Lawley, 6050 ph: (08) 9370 9222
Osborne Park Hospital (private)#(public)
Osborne Pl, Stirling, 6021 ph: 08 9346 8000
Peel Health Campus
110 Lakes Rd, Mandurah, 6210 ph: (08) 9531 8000
Rockingham-Kwinana District Hospital (private)#(public)
Elanora Dr, Rockingham, 6168 ph: 08 9592 0600
St John of God Health Care Murdoch (private)
100 Murdoch Drv, Murdoch, 6150 ph: 08 9366 1111
St John of God Health Care Subiaco (private)
175 Cambridge St, Subiaco, 6008 ph: 08 9382 6111
Swan District Hospital
Eveline Road, Midland, 6056 ph: (08) 9347 5582
Woodvale Private Hospital for Women (private)
231 Timberlane Dr, Woodvale, 6026 ph: 08 9309 3222



Just need to whip up a CV and speculative email, then get email addresses for all of these!

gargrave50

Had a link sent to me for hubby to do his white card which is a Health and Safety type license - necessary to work on a building site in Oz. Its $49 and can be done online. The wheel are OFFICIALLY in motion .

Decided to wait until I get back to work to do my CV, after all what else is there to do on nightshift?!:rotfl::rotfl::rotfl::rotfl:
On a serious note actually they have Microsoft Word, and I only have open office. Not sure if I do it on openoffice whether others will be able to open it ok in Microsoft Word. Maybe if there are any techno's on tonight, you could clarify this?!

gargrave50

gargrave50 wrote: »

Must have a productive day today - haven't listed ANYTHING on ebay this week.

TO DO LIST:

[STRIKE] 1. Post ebay sales[/STRIKE]
2. Get passport photos taken for IELTS application
3. Complete and send IELTS application
4. Housework + laundry
[STRIKE] 5. Get eyebrows and underarms waxed[/STRIKE]
6. Have a real good clearout while my son is at school and see what can be ebayed
[STRIKE] 7. Bank cheque from Global Testmarket and pennies from the jar in the wonderful machine at RBS.[/STRIKE]

Just made a boiled egg for breakfast - can't possibly start the list until Jeremy Kyle is finished .

Can't say today was very successful in terms of the to do list - must do better tomorrow:p.

gargrave50

I really must get passport photos done today, but not til the postman's been .

gargrave50

Got my prospective emails all drafted and saved - just need to attach the CV and they are ready to go .

Skint_but_Optimistic

Right I am a techie.

Open office, you can "save as" and select word document in there. So gerron with your CV.

As for the rest, I am blown away. Mind your new best friend is good. Does she know you are fickle! ((hugs))

thrilled for you, this is good stuff.

xx

gargrave50

Morning all

My reliable postie has of course delivered the goods this morning. Sadly its nothing exciting, but sometimes its the little battles which are the most fun to win!!! More details on that in a minute .

Today - I will get my passport photos taken from my IELTS application. And later, will try to draw up a list of costs associated with preparations needed for Oz - then try to apply them to our budget methodically.

Now for the post...............

Just a letter from Santander (after their final response - morons).

For those of you reasonably up to date, you will know I fought A&L (Santander) over an issue that began with a £10 pending charge. I wrote them a letter with a cheque for the overdrawn balance stating the terms "if presented this cheque represents full and final settlement of the account, and you agree to waiver the pending charges and close this account with immediate effect". They then presented the cheque left the account open, applied the pending £10 charge which over time (with many letters pointing to the error of their ways) increased to £475!!!!

Anyway I successfully had £450 refunded to the account, but they were insistant that I owed the £25. I wrote them a cheque by return of £25, then realised I was wrong!!! I emailed them a complaint re: this. Received their final response the other day basically saying we are not refunding the £25 and you can take it to the Ombudsman. Then today received another response!!! Morons clearly don't understand their "final" response!!

Anyway, had already decided to take it to the Ombudsman, as I'm sure I've read that they are not allowed to add charges to an overdrawn balance caused only by the levy of bank charges. Also, I have a copy of my original letter stating the terms under which they should present the cheque. I can also produce a copy of their letter stating my account was at a zero balance on receipt of my cheque, but stating that there are pending charges of £10 - these are the charges they agreed to waiver when they presented the cheque . Furthermore I have their letter refunding £450 of the charges - so why leave £25? They are ALL charges.

Anyway today response reads:

"Dear Mrs G (our very favourite customer with a talent for bulletproof letter writing),

Thank you for your recent correspondence, the details of which have been passed to me for reply. I have now carried out a final review of your complaint and write to inform you of our conclusions.

My understanding of your complaint is that you are unhappy with the response that clarifies the outcome of your complaint.

Customer service is extremely important to Santander (my response will most certainly point out that Santander have in fact been voted worst for customer service ) and if there is an occasion when our service does not meet our customers' expectations (sadly it does - its sh!te and I expected it to be sh!te), it is important that we are made aware of this. I am particularly grateful for the time and trouble you have taken to make me aware of your experience.

I have reviewed your account and confirm that £450 was credited onto your account leaving an oustanding balance of £25 which you have settled in the form of a cheque. Your account however was not closed because on 30 August a further fee of £25 was applied to your account (I'm speechless). I have refunded this and contacted the relevant department to have your account closed (third time lucky?). You will receive confirmation of closure under separate cover please allow 7-10 working days to receive this.

With regards to your credit file it will automatically show the account as settled once the account has been closed, please allow up to 28 days from closure for this to reflect onto your file.

Please be assured, that we do listen to our customers' views and take corrective action where appropriate, to ensure that Santander is constantly improving the serice experience for our customers (actually you don't - you do what you want).

I hope I have investigated and resolved the issues you have raised (nope). I have enclosed a leaflet about the Financial Ombudsman Service, just in case you are not happy with my investigation or decision (how kind - you're right I'm not happy). If you wish to do so, you should contact them within six months of the date of this letter, enclosing a copy of it, as they may need to refer to it for their investigation (will do).

Yours (un)sincerely,

Arrogant Barstewards @ Santander

gargrave50

Skint_but_Optimistic wrote: »

Right I am a techie.

Open office, you can "save as" and select word document in there. So gerron with your CV.

As for the rest, I am blown away. Mind your new best friend is good. Does she know you are fickle! ((hugs))

thrilled for you, this is good stuff.

xx

Gee thanks you techie geek:grouphug:

I don't tell new friends my bad points:D:silenced:

DebtFree2012

Hiya - followed skint over - will subscribe x

Skint_but_Optimistic

No bother.

Well you dont have any!

You get my sense of humour too. I like that. Thats as sloppy as I am going to get.

I will get seriously hacked off it you emigrate and never log back on. Im going to be debt ridden for years. I really like my DFW friends I have. So the rest of you, no hinting at foreign climes, or I will have to write to my MP.

Kathryn x