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A fresh start

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  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Hey

    Yeah getting down to £20K would be great.... just don't forget i've a wedding to save for until September but am hoping that after the wedding i'll be able to pay more off the debt. Im going to be concentrating on trying not to increase my debt for the next few months.

    Hope you've had a good day today

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I've just learned I am getting a 4.5% pay rise from January. :j

    On the other hand, my train fare is going up by 7.9& :mad: Also I paid a £78 bill that OH had been stressing about. I had been leaving him to deal but got too stressed so I offered to pay.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • beanielou
    beanielou Posts: 95,690 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on payrise.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The pay rise is good anyway, congratulations!
    2023: the year I get to buy a car
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    nice pay rise, pants train rise. OH bill what would have been the worst that would have happened? Have you made an appointment for him yet?
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • taxi73
    taxi73 Posts: 20,815 Forumite
    great news on pay rise
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    OH has an appointment next week with a service for helping long-term unemployed people find work. We did have a proper talk last night about the situation. Nothing that hadn't been said before but at least we were sitting together on the same sofa instead of me ranting while he walked out of the room. I raised the option of him moving out, he was very upset by this and I know I would not make him go, I strongly feel this would not be right.

    I think his antidepressants may actually be making the situation worse by making him drowsy all the time. I want to get an appointment with the GP, but this will probably have to wait until I'm at home over Christmas as after three snow days, I don't think I can take any more time off this month.

    Tomorrow I will pick up a few quid from paper rounds I have done this week, covering people who were snowed in or injured in snow-related mishaps.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • beanielou
    beanielou Posts: 95,690 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    At the end of the day as you so rightly say you have to do what you feel is right.
    No ifs no buts.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Seaxwyn wrote: »
    I think his antidepressants may actually be making the situation worse by making him drowsy all the time. I want to get an appointment with the GP, but this will probably have to wait until I'm at home over Christmas as after three snow days, I don't think I can take any more time off this month.

    Mine made me sleepy - and *need* sleep much more. The doctor denied this. However, since I stopped taking them, I no longer just *have* to sleep or pass out. Funny that eh? However, the emtions have returned alongside the lows, although not as bad as they were ovbviously.

    My docs is open some nights til 7 - maybe this would be the same for you? xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Sea78 wrote: »
    Mine made me sleepy - and *need* sleep much more. The doctor denied this. However, since I stopped taking them, I no longer just *have* to sleep or pass out. Funny that eh? However, the emtions have returned alongside the lows, although not as bad as they were ovbviously.

    My docs is open some nights til 7 - maybe this would be the same for you? xxx


    I cant take antidepressants anymore, as i was in bed all the time sleeping. Now that I have DGD to care for its just not an option!.
    good luck with it all, I will be routing for you, mostly from the sidelines as I have the move and then the Guardianship and then the boys custody etc to be fighting for.! Its never dull in the mooloo life you know!.
    Hugs
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
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