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  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Could you split it?

    The realistic amount you could pay off in the 12 months on OH 0% card and rest on the longer deal?

    Or half and half it? Seems good idea to nudge OH in right direction and make some of it solely it his responsibility.
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    I would put it on the longer deal myself as I agree with Z that we don't know what deals will be available in 12 months time.
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Don't have anything to offer on this. Whatever costs you less money chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Wordsmith
    Wordsmith Posts: 1,164 Forumite
    What does OH say on the matter?
    "Green pastures are before me,
    Which yet I have not seen;"
    I'd love to be a good example - instead, I am a horrible warning.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    OH reluctant to have anything in his name. I was trying to discuss it with him the other night, and asking his opinion, and he said he couldn't contribute because I understand these things better than he does. I replied that that's only because he chooses not to understand them, his brain is as good as mine, probably better, and he can understand all manner of things that I can't.

    Anyway, I don't think I got the job I went for - the chap said he hoped to appoint someone this week - BUT I have got two days a week freelance work for the next month at least. That fits very well with my reduced hours at my main job. I can't quite believe the felicity of the timing. It's at a better day rate than my job (tho without all the perks of employment of course) so I will explore if it could become more long term and I could drop the job.

    Though the job is temporarily more appealing as I have agreed to go on a work trip to India in November, and have tacked a week's holiday onto it, so I get a free holiday. I'm very very happy about this unexpected treat.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hmmm......I had an OH who wanted no responsibility either.....

    But hurrah for the trip to India :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,616 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds so like the exH its not true.
    Dont be like me and be left with everything in your name.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Trip sounds really good.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou wrote: »
    Sounds so like the exH its not true.
    Dont be like me and be left with everything in your name.

    Excellent advice!
    :j Proud Member of Mike's Mob :j
  • Wot the others said :)
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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