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A fresh start

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  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    :jGood Luck 2moro xxxx
    DEBT OUTSTANDING 23.04.17 £16802.97
  • Wordsmith
    Wordsmith Posts: 1,164 Forumite
    You don't need good luck for tomorrow - you just need more confidence, so I shall wish you more of that and hope it all goes well.
    "Green pastures are before me,
    Which yet I have not seen;"
    I'd love to be a good example - instead, I am a horrible warning.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Thanks all. The interview was interesting. I liked the interviewer (who would be my boss and only colleague) and I think he was impressed by my experience and knowledge. But I think really he is looking for someone younger and less experienced, but full of energy and willing to work all hours. Also, the pay is an issue. He is offering quite a bit less than my current salary, and I can't afford a drop. So it's not really possible.

    I'm not completely giving up hope, as it could turn out that none of the other people are quite up to scratch (though that seems unlikely) and perhaps he would have to shift a bit on the money. I was the first person he saw, so I think my CV may have impressed him the most.

    Anyway, it's all in the hands of the gods now.

    Tomorrow I'm taking three of the kids to a little festival for the weekend. I am so looking forward to being away from work, home, computers, telephones.... it's a hippy festival with poetry writing workshops, singing round the campfire, and the like - bring it on!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Well done on the interview. Go blow them away!:j:j

    ETA sorry didn't see your comments about the interview before I wrote this. oops. Sorry that it might not be the right fit for you. Keep looking.

    And well done on OH selling some stuff. Just keep up a bit of pressure on him and all will be well.

    Good luck on moving forward
    chev

    ps I understand how shocked you must have been at your friend. I would NEVER advocate spousal abuse, even as a fantasy. However I think you are amazing to still be together and agree with what ZTD wrote about BOTH of you needing to pull together etc.
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Wordsmith
    Wordsmith Posts: 1,164 Forumite
    Oops, sorry - I got my days muddled up. What's meant to be, will be and all that. Still, at worst, you know you can impress and your CV can get you interviews and there are jobs out there; at worst, well, it wasn't to be this time, but that doesn't mean there won't be something around the corner soon.

    And you see what a bit of firmness with your OH can achieve? Sometimes it takes something like your friend's comment to galvanise us into action. Keep up the pressure and things could be turned around.

    Enjoy the festival - put all thoughts of work and overdrafts out of your head and just live for the moment.
    "Green pastures are before me,
    Which yet I have not seen;"
    I'd love to be a good example - instead, I am a horrible warning.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Enjoy the weekend! Fingers crossed that the weather is good for you all :D

    As for the job/interview - who knows!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have a great weekend...think it'll do you good to have some nice chill out time x

    As for the job I totally agree with Wordmiths sentiments...xxxx
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    I have a balance transfer dilemma. I've got just over £2000 on a credit card that is coming to the end of its 0% period. I have two options for transferring it:

    my Sainsbury's CC: 2.95% for 24 months, plus 3% fee
    OH's Santander CC: 0% for 12 months, plus 3% fee.

    Which is the better option?

    I'm inclined to put it on his, then let him take responsibility for paying it. That way I could cross £2k off 'my' debt. But is the longer deal better, as it's unlikely it will be paid off in a year so would end up being moved again.

    Thoughts welcome!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • ZTD
    ZTD Posts: 24,327 Forumite
    If it isn't going to be paid off, then the Sainsbury one is better because of the surety. Interest rates could be anything next year as could transfer fees.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 95,620 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Agree with z but can also see your point of view re OH shouldering the burden.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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