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Hypno's approach to life, the universe and debtbusting.....
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Sorry to hear about the car. hope the cheque is there when you get home and that the ski money is paid over tonight.
Foxes
Humph there's one who walks through my sweetcorn patch and has taken a liking to the stems. Every night there's another chewed off. Def not slug/snail damage.
Not so cute when at this rate there'll be no garden sweetcorn this summer.CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
Rang DD to see if the cheque had arrived - got all excited when she said there was a letter with their envelope logo.......only for her to open it to find details of the student that arrives on Sunday.
No cheque :mad:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
grrrrr i feel for you0
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Hi Hypno,
Have they said whether or not they have sent it? Sorry to hear that you are having a bit of a tough time, hopefully it won't last.
Tea
x0 -
Sorry about the car Hypno. Expenses that aren't budgeted for are so annoying; they muck up the best of plans and intentions. Talking of which ...
I was thinking that I had this challenge licked and my £20.00 would last forever _party_. I was extremely careful in Tesco and then bumped into a friend who said she wanted to treat me to coffee and cake.
She got to the till and yes, you guessed it, she'd left her money in the car :cool:. So I parted with £5.05. Still it was great to catch up and I still have £14.95 left.I learned that courage was not the absence of fear, but the triumph over it. The brave man is not he who does not feel afraid, but he who conquers that fear.0 -
The cheque will arrive - it is just that when you are looking out for it, it seems as though it is taking forever :rolleyes: They are not the best organised of places, hence the last minute requests for beds! But they do pay up eventually!!
scrooge, I am meeting a friend for coffee tomorrow too - so am sure that my £20 will be somewhat reduced tomorrow.
But for today, I resisted, and have therefore survived day 3 so far :T
Profit on my Amazon sale was a whopping £1.90.....not to be sneezed at.....that is 1% of my car bill :rotfl:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hypno glad the car wasn't worse altho I know only too well the pain of parting with that kind of money when you are trying to cut back!
Hope the other cheque arrives soon too. Will the China thing accept late payment?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Grr to the cheque ... its the financial equivalent of a watched kettle never boils, isn't it ....
I have a "nota intacta"and it means something today, because I needed to go into town - I went in at midday, was hungry when I left the house, and even forgot my water bottle, and I *still* didn't buy anything non-essential. I bought some rice pasta to take away to France (can't eat gluten) and I was going to break into that for lunch as a treat, but found some reduced rate rolls in Waitrose, 29p for 6, so bought them instead (gluten intolerance will have to go hang), so cheap carbs for today anyway. Annoyed at Sainsbury tho - I like their cheap cornflakes, 46p for 500g, and they only had one box. More grrr.
2023: the year I get to buy a car0 -
SH - China has to be paid for by the end of Term which is Friday. They travel Mid October, so to leave it until the start of next term would be nice for me, but impractical for those arranging the trip.
So, payment by Friday it is :rolleyes:
Got home to a letter saying our broadband monthly cost is going up from £9.99 to £19.99 a month. Rang and said we were not happy but they won't budge, so we are now looking for another provider - cue Quidco!!
Unfortunately we can't benefit from the really fab deals because we live out in the sticks and are "outside normal usage area" but we will be able to get something for less than the £19.99 a month Orange want to charge us......and with the cashback, it might not be too much different overall to the level we are paying at the moment - still a hassle though!
But on a good note, ebay is up to £55 with 3 days still to go, so that is doing nicely.
Didn't get as far as the ski club, so no cash for the skis, but we are there again on Friday so I can get it then.
I have actually managed a NSD - even though the car went for its MOT and work - they let us take it away, fully repaired and tested, with money to be paid tomorrow. The place we went to was somewhere that OH work has a connection with, so presumably that contact was what did the "buy now pay later"....very welcome, albeit for just 24 hours!!
So, my NSD is intact - I spent 90p on Amazon postage but that doesn't count because it is covered by the buyer.
My £20 lives to see another day :TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
I am going to have to spend some more of my £20 - had an awful run (and in the rain) and just cant face the food I have in for dinner - cue a little trip to M & S for some comfort food0
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