Hypno's approach to life, the universe and debtbusting.....

hypno06

We have closed cards down as we have paid them off so we don't have available credit (to avoid the temptation!).

Barclays won't lower the rate - already tried that one.

Ah well, if I get time today I will get in touch and see what they say. Based on their previous communications though, I don't expect them to actually give me anything approaching an explanation.....

Scratchcards and banking now await......onwards and ever further onwards!

hypno06

50p on the scratchcard, no money appearing or disappearing from the bank. Virgin are late requesting my direct debit again though, so I need to keep a close eye on that as there is no reason for them not to have it, and I have checked the DD is set up ok....

We are still awaiting payment for these students......it is supposed to come half way through their visit - we are now 2/3 way through and they go home on Saturday, so again, another phone call due if it is not in today's post :rolleyes:

China has to be paid for by Friday - so all hands to the pump this week really :eek:

Surfbabe

Morning - up at 5.30 so now running late !!!!!!! DS started new job yesterday ............ but has a high temperature,is freezing cold and has a sore throat so is dosed up with paracetomal and is back in bed. Luckily company are ok about it as they realised he wasn;t well yesterday.

All banking checked - no surprises there.

Hope you get some satisfaction from EGG - I'm off to see if I have any eggs from the chickens and am then off to work.

have a good day

ClootiesMum

Oh dear - £20 is well gone.

DH was having a bad night yesterday so once he found my purse it was decided that a carry out Chinese & a bottle of wine was required.

At least it tasted good...

hypno06

ClootiesMum wrote: »

Oh dear - £20 is well gone.

DH was having a bad night yesterday so once he found my purse it was decided that a carry out Chinese & a bottle of wine was required.

At least it tasted good...

:eek: :eek::eek: Noooooooooooo!!!!!!!!

Surfbabe wrote: »

DS started new job yesterday ............ but has a high temperature,is freezing cold and has a sore throat so is dosed up with paracetomal and is back in bed. Luckily company are ok about it as they realised he wasn;t well yesterday.

That doesn't sound too good - Hope he soon recovers.

I am aiming for another NSD today - can't think of anything that I would need to spend money on today, and have brought sandwiches for lunch with me, so I should be able to avoid temptation.....

Karmacat

hypno06 wrote: »

KC - How can you "spend" a virtual £20 note? I am confused - does that mean that if you "think" about buying a yummy pastry, you deduct the cost from your virtual £20 If that is the case, then mine would be gone even quicker than Mudbath's has

Ah ..... no! What I was thinking was that if I *buy* something that isn't essential, I'll make a note of it and confess all.... otherwise, which money is what in my purse is just going to get too complicated, I don't think I could hack that. :o:o I don't know how you've been managing that, are you having two purses?

I have to make things complicated, you know, its part of my contract!:o:o:o

hypno06

Karmacat wrote: »

I don't know how you've been managing that, are you having two purses?

I have to make things complicated, you know, its part of my contract!:o:o:o

No, I don't have two purses - just an uber-compartmentalised brain!!!

And YES, you DO like to make things complicated :rotfl:

Whereas I am just a simple soul :rotfl:

duchy

Two purses sounds a good idea-big padlock needed on the non essentials one though
(If I go out and buy a 2nd purse.......does it count as essential spending though ? )

hypno06

duchy wrote: »

(If I go out and buy a 2nd purse.......does it count as essential spending though ? )

surely you could get one from freecycle and it would be freeeeeee

Karmacat

hypno06 wrote: »

No, I don't have two purses - just an uber-compartmentalised brain!!!

And YES, you DO like to make things complicated :rotfl:

Whereas I am just a simple soul :rotfl:

No no no! You're supposed to say "no thats fine, don't worry, thats a wonderful idea, why didn't I think of that! :rotfl::rotfl::rotfl:

Actually, that makes sense of you having an uber-compartmentalised brain ....whereas my brain is mushed up. And I've just realised why - I thought I had a virus, for like 12 days now, but the gmtv weather forecast mentioned the grass pollen season coming to an end. And I think its something to do with that, seeing as wot I'm allergic to grass pollen ***KC dives off to find the antihistamines ****