Hypno's approach to life, the universe and debtbusting.....

beanielou

SarahNeedle1872 wrote: »

Well my challenge seems to have ended early..... OH has swiped the £10 out my purse!:mad:
So I will have to get another one and start again!

Sx

That would drive me nuts.

SarahNeedle1872

It does drive me nuts! But sadly (for him) I record all the money he does that with, then take it out his acc on pay day!

Sx

ShelleyC_2

SarahNeedle1872 wrote: »

It does drive me nuts! But sadly (for him) I record all the money he does that with, then take it out his acc on pay day!

I hope you charge a good rate of interest too :j

tootallulah

This £20.00 thing is not that easy to the spendthrifts among us........£6.11 on essential food (milk, bread, yogurt, eggs. £2.00 bus fare (it was raining) so that's £8.89 left then...............Not a brilliant first day!

urg123

Hi Hypno

Re: Egg. A while ago I am sure that Egg withdrew lots of CCs from brilliant customers. In effect, because they were so good at paying off their CCs at the end of the year, Egg were not making enough money out of them (i.e. in interest etc). It might be that your credit history is too good!

£20 is still in tact and I managed a NSD - go me!

urg x x

mum2one

Mudbath wrote: »

Ok, I guess this is a record but my £20 is gone! My adorable puppy dog (ok, she's not really a puppy at one but she is adorable) broke her leg this morning so I now have no money at all until the insurance pay up. I have to find the money first then claim it so I'm having NSD x lots for about a month!!!

She's having an op as we speak ... she'll be fine but I'm carp when it comes to my children or animals being in pain. Ok, i'm going to go and breath in a darkened room! xx

ETA - it's turned out to be a chipped bone and damaged ligament. Now, where did I put my cash back credit card!!!

Hope puppy is ok, and give him/her a big hug from me. (I'm a big softie for dogs, we get our Springer spaniel puppy 1st week Aug) xx

hypno06

savingholmes wrote: »

I might have spent £5.06 on lipstick today...

Absolutely non-essential......sorry

I've had a NSD today :j

urg.....yes, OH was one of Egg's customers who had his CC withdrawn for no explicable reason. When we questioned why they had done it they simply said "because we can"

milann

£20 still in tact - I'm planning a swim tomorrow and will book appointment with nutritionist at gym too - having a few tummy probs that she may be able to help with as well as helping me lose a bit of weight - I'm determined to make full use of this membership now I've renewed it - so hopefully will go straight there after work and not get side tracked visiting supermarket on way home from work - but will use what we have in the fridge instead - so planning a nsd and £20 sitting pretty in my purse.

Bah humbug to Egg for not giving you the loan hypno - hope you get an answer from them.

Milann

savingholmes

hypno06 wrote: »

Absolutely non-essential......sorry meanie

I've had a NSD today :j well done you

urg.....yes, OH was one of Egg's customers who had his CC withdrawn for no explicable reason. When we questioned why they had done it they simply said "because we can" how annoying - luckily we kept ours!

Well I'm seeing my sis tomorrow (while she does me a favour) and I've told her to eat before we go out due to this challenge -:money: :rotfl:Feel rather mean tho but we are spending too much considering I am not working so she understands and I just need more self discipline.....

chevalier

It might be worth asking Egg in writing for a reason for the ppor rate considering your excellent credit history.
When you have paid cards off have you closed the account aswell? Just wondering if it was the amount of available credit you have?
I can't believe Egg is the only loan company that allows overpayment. Is it worth an ask on the loans board?
And you never know it might be worth asking Barclayloan to lower their credit rate for the loan, seeing as how you are a model payer?
chev

ETA here seax *lobs the hat for last person to say happy new diary back to the UK*