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Comments

  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cosmic_girl wrote: »
    Ooh, I don't know yet, lol! I'll think of something, lol! x

    bet you get a limit of £1000 (minimum)..... nice one! APR will be in range of 18% - 28% but works on risk ratio so no guarantees....

    Buy some beers for the lads lol :beer::beer::beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    never-in-doubt wrote: »
    Buy some beers for the lads lol :beer::beer::beer:

    Oh of course, lol! Goes without saying lol! :beer: :beer: :beer: :beer: x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Ooooh well im always up for free beer ;p
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    cosmic_girl wrote: »
    Woo hoo, been accepted;)!!!! Details have been sent with CL etc. Thanks for advice everyone x
    Congratulations...Well done :beer:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • lilian1977
    lilian1977 Posts: 5,188 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hijacking this thread now - have just applied and got the 7-10 day review period page. Hope that's a good sign, at least it's not an outright decline! Wish I'd just been approved though :(
    My debt free diary
  • jones_london
    jones_london Posts: 10 Forumite
    So there are various bands of apr depending on your credit report. Is it possible to review what apr band your on and get onto a better one (if your credit worthyness improves over time) ?
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    All card APR's are now what is known as risk-for-rate or vice-versa...... basically they will give you an APR at the time they offer the account... gone are the days where a 7.9% deal was guaranteed just cos they advertised it! Nowadays that could increase to 30% and even at the start, throughout time they will increase it as well.

    Lilian - you'll be fine.... have you got an ok credit file or have you got defaults?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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