We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Flybe Card

123457

Comments

  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Just give them a bell then you know for sure. I would certainly you say have more chance of getting it than not doing so.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cosmic_girl wrote: »
    Good evening all,

    Hope everyone is well. I have just had an alert email from Equifax about a change to my credit file. Gone in to have a wee look and it would appear that Flybe/Sygma/Creation Financial Services have done another credit search on me today (a subsequent/follow up enquiry). Anybody have any ideas what this might be for? Just received an apology letter from them the other day because they duplicated first credit search. Am a wee bit confused?!?!?! x

    This is normal, you sometimes get several searches from their other departments such as creation finance and creation fraud - I had 4 searches and a cifas at the end of it!

    Good luck! :T
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Bosie wrote: »
    Why do Flybe issue these CIFAS? I think I'd be worried about applying to them!
    Read this abit now about them, can anyone please explain?

    Its not Flybe, its the whole of Creation / Sygma bank. Remember they are French and as such they are a little stricter than the UK when it comes to fraud and so when anything doesn;t match up, with what you state on your application to that they get from N Hunter / CRA / CIFAS then they will automatically add a cifas cat.4.

    This would usually then get the applicant to write in proving whatever they need to prove to get it removed at which time, Sygma will either overturn decision or just decline it and remove the cifas, or just decline you and leave the cifas.

    I had mine removed which was the correct thing to do, but they still declined me. The same day I got accepted for my BOI card which is far superior than Sygma so god only knows how they work - its a science! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    Woo hoo, been accepted;)!!!! Details have been sent with CL etc. Thanks for advice everyone x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • Brian64
    Brian64 Posts: 249 Forumite
    Part of the Furniture Combo Breaker
    cosmic_girl wrote: »
    Woo hoo, been accepted;)!!!! Details have been sent with CL etc. Thanks for advice everyone x
    CONGRATULATIONS :T
    Hope you get a good cl and apr.
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    Brian64 wrote: »
    CONGRATULATIONS :T
    Hope you get a good cl and apr.

    Thank you, I'm awfae pleased, lol! x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    cosmic_girl wrote: »
    Woo hoo, been accepted;)!!!! Details have been sent with CL etc. Thanks for advice everyone x

    Hiya - well done! what limit and apr did you get? :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    never-in-doubt wrote: »
    Hiya - well done! what limit and apr did you get? :confused:

    Hiya, I'm not sure, the lady said that information has been sent out with limits and apr etc, along with the form I have to sign and then apparently the card will be sent out as soon as they receive that back. I'll let you know when I find out, lol! :T x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    cosmic_girl wrote: »
    Woo hoo, been accepted;)!!!! Details have been sent with CL etc. Thanks for advice everyone x

    Well done, any plans to christen it:beer:
    Bo x
  • cosmic_girl
    cosmic_girl Posts: 199 Forumite
    Bosie wrote: »
    Well done, any plans to christen it:beer:
    Bo x

    Ooh, I don't know yet, lol! I'll think of something, lol! x
    Current Accounts with Lloyds TSB and Bank of Scotland
    Lloyds TSB Airmiles Duo CC
    T Mobile (new i-phone :p)
    :beer: :j :j :j :beer:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture