Flybe Card

cosmic_girl

Parki wrote: »

Yes I got an instant decision during the week. Let us know how you get on

I will do - thanks for your help :A. Oh, just one last thing - what are the limits like??? - generous or reserved and what are they like for increases further down the line x x

Brian64

cosmic_girl wrote: »

I will do - thanks for your help :A. Oh, just one last thing - what are the limits like??? - generous or reserved and what are they like for increases further down the line x x

I think their limits are good depending on your credit rating they seem to start about 1000.I started on 5000 limit about 8 mths ago not had an increase yet.

cosmic_girl

Brian64 wrote: »

I think their limits are good depending on your credit rating they seem to start about 1000.I started on 5000 limit about 8 mths ago not had an increase yet.

Thanks Brian, that seems not too bad, my other card is 2000 (although only have about 250 balance on it ..... i think, lol!), so hopefully they might offer a good limit. Have you found their service to be good too? x x

mparter

I got accepted for a FlyBe card on Friday evening. Don't know what my limit is yet but I'm looking to BT from my BarclayCard and 2 x Cap One cards, about £550 in total from a total credit of £4500 over the 3 cards.

Brian64

cosmic_girl wrote: »

Thanks Brian, that seems not too bad, my other card is 2000 (although only have about 250 balance on it ..... i think, lol!), so hopefully they might offer a good limit. Have you found their service to be good too? x x

Yes i'm happy with the sevice so far.
I think they work their limits and apr in tiers so the lower cl you get the higher the apr.

cosmic_girl

That seems fair. I'll see how I get on then.

Hopefully the man from Flybe will say YES!!!!! :rotfl: x x

Brian64

Good luck with your application.

cosmic_girl

Well just applied, after a previous poster said he applied on Friday evening and got instant decision. Mine has come up saying I will receive a decision in 7 - 10 working days .......... oh dear! Maybe as I only have a few credit accounts they maybe think I am a risk - who knows - oh well x x

Parki_2

cosmic_girl wrote: »

Well just applied, after a previous poster said he applied on Friday evening and got instant decision. Mine has come up saying I will receive a decision in 7 - 10 working days .......... oh dear! Maybe as I only have a few credit accounts they maybe think I am a risk - who knows - oh well x x

Well I always thought you should apply in office hours but you will be able to find out in the week if you give them a bell what your limit and apr is.

I have a limit of £1000 and 24.9% apr but I have adverse data from 5 years ago on my credit file that is to drop off soon.

cosmic_girl

Parki wrote: »

Well I always thought you should apply in office hours but you will be able to find out in the week if you give them a bell what your limit and apr is.

I have a limit of £1000 and 24.9% apr but I have adverse data from 5 years ago on my credit file that is to drop off soon.

Thanks again for that. Och, I was just impatient, should have waited till Monday :rotfl:. Just had a look at some other threads and other folk who have applied later at night have had the same message but then been accepted. I'll wait and see what happens - hopefully it'll be good news. I don't have any adverse data but also don't have an uber amount of accounts either - only got 4 active accounts showing on equifax and one closed account. Only one search on report too. I'll keep my fingers crossed, lol! x x