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DFW Bank Charges Reclaim Thread

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Comments

  • Hi,
    I have calculated all of the charges on mine and my partners accounts etc but should i put a claim in for a refund as I am still often going overdrawn, although with £1000 in charges between us this would hopefully be a thing of the past.

    Also my boyfriend is with RBS and some of his charges are Referral charges. Does anyone know what these are? and if they can be claimed back?

    Thanks

    Stacey
  • savvykaz
    savvykaz Posts: 890 Forumite
    SS?
    Floss?
    Where are you guys up to with the good ole Nat West?
    DMP starts June 2012, £38,180.

    Balance June 2015 £26,046 (paid off 32%)

    DMP mutual support thread no 434
  • I claimed for £64 from abbey & accepted £50
    From start to money in my account was less than a month.
    Debts (Original 17/08/06):
    BMI Card 1.9% until Jan: £2,200.00 (£2,200.00)
    Abbey Overdraft (0%): £887.90 (£887.90)
    A & L Overdraft (0%): £850 (£850)
  • Hi markrmagee,

    Can you tell me if it was direct debit setup charges (£4 a go) etc or was it for 2 x £32 for going overdrawn?

    Thanks
    Official DFW Nerd Club - Member No: 280 :T
    Proud to be dealing with my debts

    If I had known then :o what I know now :D
    CC -Highest [strike] £5,037.19[/strike] [STRIKE]£4,579.37 [/STRIKE][STRIKE]03/02/09 [/STRIKE][STRIKE]£3,385[/STRIKE] 25/08/10 £2,750 27/12/10
  • Hi,
    Mine were for bouncing a cheque & subsequent overdrawn fees.
    Never been charged for a DD/ SO setup
    Debts (Original 17/08/06):
    BMI Card 1.9% until Jan: £2,200.00 (£2,200.00)
    Abbey Overdraft (0%): £887.90 (£887.90)
    A & L Overdraft (0%): £850 (£850)
  • Hi guys

    Has anyone had any problems with A and L with regards to DPA?


    B x
  • D&DD
    D&DD Posts: 4,405 Forumite
    I'm bumping this as I am just about ready at last to embark on our reclaiming mission :D and this thread has a wealth of info about results others had had in their battles.If you are just starting out this is a great thread to follow.
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    savvykaz wrote:
    So SS what are you going to do next?
    I sent my LBA to them 04/08/2006 and am awaiting their reply! Am scared s***less about it all!

    I got a reply saying that there is no way they're going to give me my money back.

    I'm just waiting for the expiry of the 14 days from my LBA before putting in my small claims (moneyclaim online). It seems to be a perfectly simple procedure and I would've love to see the look on Stuart Higley's face when they get THAT one! :T :beer: :money:

    It's for £5,500 or so! :eek:
    [strike]-£20,000[/strike] 0!
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    You can claim for Penalty Charges only. These include: Returned Cheques; returned Direct Debits; Paid Referrals; Card Misuse Fees; Unauthorised Borrowing.

    These do not include: Monthly subscription fees for "premium accounts" such as Advantage Gold, cheque cancellation fees, loan arrangement fees; and fees for setting up standing orders or direct debits and in the situations where you pay for new cards or cheque books you cannot reclaim those fees either...
    [strike]-£20,000[/strike] 0!
  • D&DD
    D&DD Posts: 4,405 Forumite
    Dr.Shoe wrote:
    You can claim for Penalty Charges only. These include: Returned Cheques; returned Direct Debits; Paid Referrals; Card Misuse Fees; Unauthorised Borrowing.

    ...

    Just about everything we've done then :rotfl: thanks for that I was just wading through this trying to see what I could do them for:D
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