DFW Bank Charges Reclaim Thread

moosetastic

Well, I'm new to this site, and have finally decided to give this whole thing a try. Sent my DPA letter on Wednesday, so I'm only at the early stages! Have just read all of this post, and had to say it was very enlightening! Thanks everyone for great advice, makes me think that I'm doing the right thing.

PS im taking on Lloyds TSB, so wish me luck! :j

kevin_M

goodluck moose.. let me know how it turns out as im also taking on lloyds

cookiesncream

bookworm1363 wrote:

If you request statements by phone, it's not a SAR under DPA. You need to write and you need to enclose £10 payment. (the 40 days does not start until they receive payment) Clearly mark your letter as a SAR, if you're going to drop it at your branch.

I didn't mark mine as SAR but know they had it because they've change some details I asked them to. Have I gone wrong in not marking it?

Thanks for all your help to everyone here BW :beer:

It looks like the poor old banks are going to have to find another way of making money :P

moosetastic

kevin_M wrote:

goodluck moose.. let me know how it turns out as im also taking on lloyds

Thanks Kevin, good luck to you too!!

Burlesque_Babe

I sent my letter before action on the 19th to the Abbey for £610. From what I've read, the Abbey will keep saying 'on your bike' all the way, so I'm ready with my £30 after the 14 days to go to court. I guess I might get another 'bog off' letter before the 14 days are up.

I've opened a parachute account with the natwest if it gets nasty with the Abbey, although my biggest fear is them closing the account as I've got a £1200 o/ and the charges, if (no, WHEN!) I'm successful will only wipe half of my o/d.

bookworm1363

cookiesncream wrote:

I didn't mark mine as SAR but know they had it because they've change some details I asked them to. Have I gone wrong in not marking it?

You should be ok, as long as you included payment.

gilly41

Hi
Just to say I got all my Credit Card Charges refunded today!Nearly £900 including interest and court fees!!
This is with Capital one

---

I was in the 28 day period Lynzpower---they had until the 20th June originally(that was the 14days) and that was extended to 4th July.The letter came today offering me the full amount.So just sit tight and hopefully they will pay up before the 28 days is up!!!
Take care--thanks for all the help xxx

PONDSAVER_2

I just sent my first prelim letter to capital one lba due to be sent next wednesday - what stage did you get up too before they refunded?

spud30

I just spent my Saturday evening browsing my bank statements back to 1995 ( yes I know I should get a life!!!)

I did't think we'd had any bank charges in the last six years, but it turns out it's around £500.

Guess what I'll be doing tomorrow.....findng out what the heck to do next !!!!

gilly41

Hi Pondsaver
I actually went through the Court---they paid up before it actually got to court though---which i think i most cases they do!!
Good luck!!!
x