Loan Companies [TEXT DELETED BY FORUM TEAM]

theartfullodger

Wonga the most expensive con-merchants

falk

hi there has anyone had any dealings with Express finance of Southampton

babyt85

hi has anyone heard of xmascashloan co.uk they sent me a payment card and letter said to activate my account i need to take it to any shop that has the pp sign and pay £30 which is for credit cover charge that its mandatory this covers any costs involved in recovering money which you may owe us if you cant meet your repayments i cant find any information on this company please help !!!

EmzJenks

I am so angry, alot of that anger is at Yes Loans, but some at myself too!! I was talking to yes loans about them finding me a loan (stupid I know I am much wiser now) but couldn't pay the brokerage fee upfront as I didn't have the cash. The adviser said that was ok, they would set up the payment for 30th Nov & then still work on my behalf. I FOOLISHLY agreed & gave them my details. Then I came to my senses a split second later & cancelled it again straight away. On the same call, same guy. I asked him to cancel that payment, and he said it was all cancelled and the payment wouldn't be taken.
Phew I thought dodged one there..... then check my bank they have taken the £69.50 on 3rd December. GRRRRRRRRRRRRR.

So I just called them & was told they need to listen to the call to make sure I'm not lying & it'll take 72 hours to get it listened to!!! I need that £70 back now!! The guy I spoke to (David is his name, wouldn't give me his surname because he didn't want to appear on Watchdog....) said that there weren't any managers to speak to. I said I'd hold for one. He said "you'll be holding until I finish at 9pm tonight then" Nice. I told him I knew that legally you had to have a manager on the floor at all times in a call centre, he ignored this & starting shouting at me.

So angry. I have written my complaint & sent it to them recorded today to get my money back. And I am supposedly getting a call back on Monday once they have listened to the call, and will 'discuss it further then'

Sorry for the rant but I am sooooo fuming right now!!!! Thanks for listening rant over....

falk

HI has anyone had any dealings with this company as they have offered the loan my Daughter has been trying to get are they above board or just another scam

honeypot33

babyt85 wrote: »

hi has anyone heard of xmascashloan co.uk they sent me a payment card and letter said to activate my account i need to take it to any shop that has the pp sign and pay £30 which is for credit cover charge that its mandatory this covers any costs involved in recovering money which you may owe us if you cant meet your repayments i cant find any information on this company please help !!!

i got the pp and letter telling me to pay £35 to activate the card which idid more fool me as the money wasnt sent and it has been 2 days since i made the payment if you look the card is a o2 cash card i didnt relise until i looked at the recepit. i emailed the company yesterday still waiting on an answer and now i cant get on to the site has anyone had anysucess with them:mad:

rubi123

hi
my husband also received the payment card yesterday and was asked to pay 35 pounds i do think they are scammers .....their website is not working ...plz never pay a company asking up font fees ....

honeypot33

their website is up and running today. i also check out the company number on the bottom of the letter and address they seem to be ligit only time will tell if they answer a query email i sent to them today

brett543

I also used these, got my activation card and activated it. I tried to contact by phone but never got through so i emailed them and got a couple of replys. One saying that sorry for delay in money and i will recieve a refund and a 25 pound argos voucher as a gesture of good will, and my monies put into my bank by the latest 14/12/2009 (today) When trying to go on there website to email them again it has shut down, also apparently were using another companys creds. So now ive been left with a massive phone bill and wandering what the hell im gonna do for christmas!!

honeypot33

I got a email from them on Saturday night saying there site has been hacked but they are using a back up site xmascashloans.co.uk or .com can't remember it is active I have been on it emailing them they offered my money back on Saturday when they email as they are verifying all applications due to fraudulent applications. has any one recieved funds from them as I am panicing on what I am going to do for xmas