pammyj74's MFW diary (or possible wishful thinking!!)

gallygirl

Well done Pammy, you were quite down at the start of the month, what a great result :T

pammyj74

Have OP'd another £400 and put £100 in the xmas pot. :T

Have now took off another month :j so EMFD is now August 2021 and only 130 months left haha, doesnt seem like 10 years 10 months when you say it like that does it??

My total OPs this year now stands at an amazing £4376 I cannot believe that I have been able to have that amount of money extra. I could have saved for a decent car but am ok with driving around in my banger if it means being MF sooner rather than later.

greent

wow - that's a fantastic ytd OP figure, pammy!!:T:T:T and another month closer to mtfe freedom too - well done!!

pammyj74

July 2009

pammyj74 wrote: »

I have roughly about £89000 left on my mortgage and a fixed rate of 5.89 until feb 2010. I have just under 21 years 6 months left

Amended details of extra OP - I have 10 years and 10 months left now went to SVR 3.5%

pammyj74 wrote: »

2010
Mortgage balance: Jan, £82,377, Sept £75,546 paid off mortgage this year - £6831

% of mortgage now paid off: Jan - 8.5% Sept - 16.6%

Payments left - Sept - 130 months

Months still left to shave to keep on target - 26

pammyj74

well there is some thieving little thug that has nicked the faceplate off my stereo out of my car on saturday night. Just the front, what on earth can they do with just that. They cant use it and I cant use it now. Stupid!!! I will have to buy a new stereo now so £50-60 out of pocket. Have looked to see if I can find it as a sparepart but found nothing, not even on ebay.
It was my own fault as I didnt lock the car. The stereo is probably worth more than the car lol

Also realised its car tax month this month so I could cry

Have had £20 from scratchies this month already and am at £9.05 on VO so not all bad I suppose.

I wanted to treat myself this month and get a new recordable freeview box but doubt that is going to happen now boohoo

gerbiljo

thats awful! hope one comes up on ebay soon

Queen-Bee_2

Oh Pammy, that is bad luck. If you can, just put it behind you and don't think about it - there's nothing you can do in any event. QB

Baby_steps_2

Aw Pammy thats rubbish, it makes it even worse know ing they can't do anything with it. Such a pointless thing to steal.

Hope you manage to get a new one soon.

cha97michelle

Pammy,
Not to be alarmist, but DH was watching some telly programme and the latest car con is to have a device that jams your fob if you use central locking with a remote. You think you have locked your car, they have left it open to break into. Worth watching out for as apparently in some areas they were hitting the same people over and over and taking their sat navs and stuff like that.

Bad luck there. I rarely use my radio so it wouldn't bother me that much, but it is the sheer point of why isn't it.

pammyj74

I have an old banger so no remote locking. I miss my stereo because i drive to and from work 25 mins each way. them i sometimes get to school early and I have to sit there in silence