pammyj74's MFW diary (or possible wishful thinking!!)

pammyj74

If you see my post above, how much i would save if i op'd the lot is so tempting. would take 18 months off as well. BUT I have always driven a banger and I think I deserve to have a nice car for a change. Plus it was money I wouldnt have had anyway.
On the other hand my mortgage wouldnt have been so high if I hadnt been charged it in the first place. I have just got to hope that the cheque comes in my name as asked and ex has signed over.

cha97michelle

Yes, i saw that. You could drive yourself mad though never buying anything. I reckon a decent car for you would be a great investment and save you in the longer term. Repairs, comfort. It is money you wouldn't have had, and you are really disciplined about overpaying anyway.

And a holiday might make up for your one this summer being stressful and not as good as you hoped for.

I reckon you need a treat more than you need to save 18 months. Sorry, being devils advocate. I am not the sort to have a brand new car, but i prefer to have something that is not too much of a banger as it is not as safe to drive in, and also false economy when they are less efficient and need repairing more often. It's not like you are wasting the money by buying a car. Not a frivolous trip blowing it all on clothes or the like.

pammyj74

Yeah I just want a car that is maybe a couple of years old that is the cheap tax and insurance group. Brand New cars loose money as soon as you drive them off the forecourt! I would love to have diesel again as I have always had that but this horrible car is petrol. It seems tho that it would probably cost me another £1k for the privelege.

Tesco_points_addict

pammyj74 wrote: »

Yeah I just want a car that is maybe a couple of years old that is the cheap tax and insurance group. Brand New cars loose money as soon as you drive them off the forecourt! I would love to have diesel again as I have always had that but this horrible car is petrol. It seems tho that it would probably cost me another £1k for the privelege.

I've got a Diesel Kia Ceed, I love it! Tax for the year cost me £30:j. Bought it one year old and it has 6 years warrenty remaining:j.

Thank you thank you thank you for your kind donation for my sponsored walk in aid of Breast Cancer Care - even though you outted me by naming me TPA:eek:

TPAx

pammyj74

ooh I never thought. I tried to see if I could take it off but I can't I saw a few other mse names there and didnt think it would have been a problem. sorry.

Tesco_points_addict

pammyj74 wrote: »

ooh I never thought. I tried to see if I could take it off but I can't I saw a few other mse names there and didnt think it would have been a problem. sorry.

Don't worry hun, I'm greatful you sponosred me!

TPAx

pammyj74

Got my stereo off ebay today and took the front off and put it on mine and halleluah it works YAY, have music again and dont have to listen to the creaks of my car!!

greent

Yeay!!!

I'd go for the nice car at £7k if I were you - strike a balance between OPing and living I admire the frugality of some MFW - but I still want a life and (some) nice things! (nice things boughht in an MSE fashion with cashback where possible of course!! )

CathT

I agree, it is a nice dilemma. Sounds like you deserve to treat yourself and perhaps by buying a more economical car you may save money in the long run anyway. Have fun spending and I hope that cheque arrives soon for you.

Tesco_points_addict

Pammy, normally once the offer has been accepted you receive the cheque within a week or twoHTH

TPA x