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pammyj74's MFW diary (or possible wishful thinking!!)
Comments
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I'm probably just peeved that I am having to clean yet again!! As you can see I havent started yet lol, just having a cuppa
Like the idea of a reward when complete
Just done a quick GTM survey 30 easy pts. and 2 surveys on VO £1.75
Am trying not to put the heating on until at least October but it is really cold lately. Kids and I have blankets lol plus kids dont feel the cold as much as we do, do they?
Ebay is at £57 so far :j
Have £18 left of my grocery budget and £22 petrol with 7 days to go, should be able to do it as car is still half full but might go to see family and thats 98 miles round trip. I dont think I will need to top up my phone this month so thats £15 saved.MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
I like ipsos I think that ones pretty good, VO just doesn't like me, I get declined from virtually everyone, that one is definately going once I get my first voucher/ money!!
Another free listing weekend so I will try and do something as well.
Well done on getting 20% over your target this, year- do you have a new aim? I reckon you can get to 150%!!Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
Have done half a kitchen
have to wait for the dw to finish and put the other stuff in before I can do the other half. I have sorted out a few other things but have a LOT of clearing of junk and clutter to sort through. I think I might just have a major chuck out, nothing worth selling really.
I will definitely get to £4k OPs this year as I have 3 more payments and £100 automatically comes out with the MP. I wish I could take off 100 payments like you have with only 30 MPs left. Good luck with that gerbiljoMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
went to a charity family fun day today, kids won a few little things on the raffle and a nice doll for their stepsister for xmas. weather was kind to them.
Very proud of DD as she did her first distance swimming today and was aiming for 8 lengths, and she was worried that she would only be able to do about 6 and ended up doing 16 lengths!! I was so chuffed for her and she was on cloud nine at her achievement. bless her.MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
That's brilliant Pammy! You'll find that very quickly she can up it even further - once you can do 20 you can carry on for ever!
Glad you had a good day, hope you are feeling a bit brighterA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I will definitely get to £4k OPs this year as I have 3 more payments and £100 automatically comes out with the MP. I wish I could take off 100 payments like you have with only 30 MPs left. Good luck with that gerbiljo
Every achievement is relative though isnt it, of course though the quicker the better, but no big over payment for me though this month which is tough! We have to make our house bigger before I can fit another baby inIf we didn't have an extra salary then 10 years would be more like our target figure, I'm sure it won't be our last mortgage either as much as I would love it to be. Don't under value what you do its amazing!!
Well done to your daughter, mine is going through a 'not liking the water stage'Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
Its amazing to think a couple of years ago she hated having water on her face and wouldnt jump in because of it. Now shes like a fish! So glad I made them do swimming lessons. I wish I had been able to do it when I was little as I swim like a rock!MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
Am trying not to put the heating on until at least October but it is really cold lately. Kids and I have blankets lol plus kids dont feel the cold as much as we do, do they?
I'm sorry to say that my heating is on pretty regularly nowIt was 2 degrees last night :eek:
went to a charity family fun day today, kids won a few little things on the raffle and a nice doll for their stepsister for xmas. weather was kind to them.
Very proud of DD as she did her first distance swimming today and was aiming for 8 lengths, and she was worried that she would only be able to do about 6 and ended up doing 16 lengths!! I was so chuffed for her and she was on cloud nine at her achievement. bless her.
That's brilliant! Well done DD :T:T:T0 -
It was cold last night and this morning, , my house can be quite cold even when its sunny outside. I am sitting with a blanket around me now lol It is tempting to put the heating on but I will try to resist! Although it is nice to get the washing dry.
I wish I knew how much it would cost me to have the heating on for a couple of hours.MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
Do you use imeasure Pam? I know Michelle does. The idea is that you take your readings every week and log them on the site. The problem is I kept forgetting to take the readings...doh!0
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