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pammyj74's MFW diary (or possible wishful thinking!!)

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  • Evening Pammy, that is a fantastic achievement and you must be delighted. Good luck in 2012.

    Best wishes Tilly
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    :T Well done Pammy, a fantastic year for you. Heres hoping 2012 will be as successful, congratulations.:D
    MFW 67 - Finally mortgage free! 💙😁
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pammy, you are a super *
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Amazing OP's Pammy, you are awesome!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pammy, I say it every month when you post your stats but

    That is amazing * 12, I hope you are doing the mortgage reduction wiggle dance around the living room :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    They're amazing figures Pammy, here's to a successful 2012
  • Fantastic figures pammy well done!!! :) hope you have had a great xmas and a little glass of bubbly I think is in order to celebrate your great MF achievements this year!! :)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    :o thanks guys, I dont think I will be that successful next year but will give it a good try. As the interest goes down the payments will make more difference :) There is £37 difference in interest monthly from Jan to Dec.

    Hope everyone is having a nice xmas :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pink_poppy
    pink_poppy Posts: 2,139 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Well done pammy, your balance is practically the same as ours so I like to see how you're doing & I like to watch the bricks filling up your virtual house avatar because ours will be pretty much the same amount :D Exciting stuff!!
    'A watched potato will never chit'...
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Coming on here to have a bit of a whine, and a woe is me pityful feeling. It is lovely to read everyones great times they have had with friends and family and how everyone all gets together at xmas and has a wonderful time. This time of year brings home how my family are not really that close. I feel a bit low today probably because the kids are at their dads and I have not left the house in 3 days, spending waaaaay too much time on here (research for new ideas for ebay next year mostly)
    Feel like certain people (who I will not mention as we dont want a 'cha' thing to happen on my thread!) dont really care about me and my lot. I feel pushed out of most things and that I am a last thought. Most of the year it doesnt bother me but I suppose it gets to most people at xmas for some reason. I just feel so alone and that I have to cope with everything by myself. Certain people didnt even contact me on xmas day, my kids werent even thought about.

    I NEVER feel like I belong anywhere inc friendships (virtual ones dont count) I literally have one close friend now and that is it. I am a recluse and that is partly from being a single mum and not living near family. I dont have a social life and thats partly my fault and sometimes how I like it. But when the kids come home they will be full of all the things they have done with their dad and their family and all the friends that also pop in and its all completely sociable and complete opposite to us. Speaking to the kids on the phone today I can here them all in the background and the kids are excitable.

    I know I am feeling low cos I am missing the kids but I just wish we had a different life, I know only I can change that. I wish I was part of a loving circle of family and friends. I never seem to fit in with anyone. The mums at the school are all part of a click already and they go round each others houses for coffee in the week which I cant do so I will never be in that circle. They went out a few days before xmas and didnt even ask me if I wanted to go. I would have as I was kid free. I guess they just didnt bother asking as they thought I wouldnt be able but they still could have asked.

    Sorry to be a party pooper I just needed to get things out of my head. :(
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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