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pammyj74's MFW diary (or possible wishful thinking!!)

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  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done Pammy, you are so focused and it is so hard when you have school age kids that seem to have a never ending need for cash for school/clothes/clubs/parties etc. congratulations , and 100 payments left is fab!
    MFW 67 - Finally mortgage free! 💙😁
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    shala_moo wrote: »
    Hi pammy, just wanted to say that I have been reading your diary for some time(Hi :wave:) and just wanted to say love the house!! i've stole your idea, hope you don't mind, and prepared one for a new house that we are moving into soon.. can't wait to start overpaying on it so i can get my colouring pens out!! :rotfl:
    CathT wrote: »
    Incredible, i don't know how you consistently do it. Well done Pammy!
    newgirly wrote: »
    Well done Pammy, you are so focused and it is so hard when you have school age kids that seem to have a never ending need for cash for school/clothes/clubs/parties etc. congratulations , and 100 payments left is fab!

    Thank you guys, I feel embarrassed that I havent popped into peoples diaries I literally dont have the time to read everyones that I used to.

    Having a bit of a problem with my loser brother who has decided to move back into my mums with his GF and her 2 kids!!! Not only that I dont think they are paying to live there! To say I am angry is an understatement, my mum is not well and doesnt need the stress. She doesnt want them there but they all turned up with suitcases and she couldnt say no! I bloody could! And I will when I go there on saturday. He knows I am coming now and so has planned to take them all out for the day. My sister has said he will come home to all his stuff outside!!! Grrr he's such a leech and lazy sOd!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    quickly popping in before school, OP £100 last week that took another month off :j and yesterday another £100
    Tottal OP £7600

    MFD now jan 2020 and next month I will be in the £50ks :j:j:j
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Froggy-G
    Froggy-G Posts: 2,145 Forumite
    pammyj74 wrote: »
    quickly popping in before school, OP £100 last week that took another month off :j and yesterday another £100
    Tottal OP £7600

    MFD now jan 2020 and next month I will be in the £50ks :j:j:j

    Yeah Pammy! Fantastic achievement! Well done!!

    Woohoo!! :j:j:j
    Froggy's New Lillypad Fund
    Total so far: £ 10,009.77
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    pammyj74 wrote: »
    quickly popping in before school, OP £100 last week that took another month off :j and yesterday another £100
    Tottal OP £7600

    MFD now jan 2020 and next month I will be in the £50ks :j:j:j

    Wow well done!

    2020? I will be amazed if you are still here in 8 years time!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well done, and only a month to get into the 'teenage years' ;)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • katsu
    katsu Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You are so amazing pammy. I really am so impressed at your OPs.

    Huge congrats.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • sorry to intrude but i have seen it mentioned about something you use to mark off how much of your house is paid off, could you possibly show me the link to which post it is in

    thanks:D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    l.m.hart wrote: »
    sorry to intrude but i have seen it mentioned about something you use to mark off how much of your house is paid off, could you possibly show me the link to which post it is in

    thanks:D

    It's here.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I soooo need one of these houses but don't know where to start to create one.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
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