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pammyj74's MFW diary (or possible wishful thinking!!)

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  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a week! I hope your DD is feeling better now, luckily most bugs disappear quickly don't they. Sounds like you really helped your mum out with the cold caller. Can she not get one of those 'no cold caller' stickers? I'm almost sure that salesman have to take notice of them and not call. I hope your sister is able to find work too, it's such a worrying time.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Sepa74
    Sepa74 Posts: 962 Forumite
    What a struggle of a week, and your ex sounds horrible! My father was like that too, although he lived close enough for us to be a lot more independent in seeing him or not seeing him - it was generally our decision rather than a specified access arrangement. We got used to him letting us down all the time!
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Hi all, stranger popping on while I have time!
    Have Op'd the following this month

    16th Nov- £200
    23rd Nov - £100
    28th (today) - £100

    total this month - £400 :j and have knocked off another month and has took me into Dec 2019 :j :j :j I have 8 years remaining once next months MP comes out and another brick off my wall lol :j Balance at Dec 11 will be £58,552 (according to SS)

    Have got all but one xmas pressie so need to get them all wrapped up now.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    You are a machine Pammy, well done
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Pammy, have you thought about targets for 2012?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Thanks
    I am going to be chicken and stick with 5k lol, I will start a new diary for next year and set a 5 year MF date I think. but things may change as I keep changing my thoughts about moving or extending.
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Pammy :j
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I am such a doofus!
    Yesterday I went to transfer £500 into my halifax reward account to make up the £1k for the £5 reward, went to check my a/c today and I have only gone and transfered it to my halifax mortgage a/c instead!!! arrgghhh!
    Oh well an OP made in error which is about £200 more than I was going to do in January to start me off for 2012 so I have took out that £200 from my savings and put back in my bills a/c. :o

    (note to self - CHECK where you are transferring money!!!)

    This has taken another month off my term which is now Nov 2019. and another brick off my house :D:o

    This is coming off my target for 2012 (cheating I know but thats what it was planned for so I am sticking to it !)

    As I am not doing ebay over the xmas period I have been able to do some surveys. Managed to redeem £5 from MyS and £5 from BP too. Am bout £8 off on oneP as well so keep checking there daily.

    DS has a roman costume to make over the holidays so we have been paper macheing (sp?) the last few days. we have made a soldier helmet, shield, sword and arm guards. Its quite therapeutic actually even if a little messy!

    They are at drama at the moment so I have a couple of hours peace.

    I will be starting a new diary for 2012 with a target of £6k and 5 years MF target.
    I am just peacing together the figures over the past 2.5 years so I can see where I have come from.

    Sorry havent been on here a lot lately, life has just got in the way :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • newgirly
    newgirly Posts: 9,348 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi pammy, nice to see you stranger :D

    A 5 year target Is not long at all how exciting , I would'nt be surprised if you shave even more off than that. Have a great xmas Pammy and I look forward to your new diary in 2012. :xmassign:
    MFW 67 - Finally mortgage free! 💙😁
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Thanks newgirly :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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