MSE Pregnancy Club XIII

newmoneysaver_2

Ah Glam, so i think I have this right.

New job with new employer.
That will mean you won't have enough time with new employer to acrue smp, but you would be entitled to maternity allowence - i think this will mean you will loose the 6 weeks at 90% pay that you woud get if you stayed with current employer... i think!!!

from the tiger/direct gov site - based on your edd:

In order to work out what you are entitled to, you need to provide some information about your employment.
Your entitlement to Statutory Maternity Pay and Leave depends on how long you've been employed and how much you earn.
If the employment details you give here change before the end of your pregnancy you may want to come back to the site to check how this will affect your entitlement to pay and leave.
If you work for more than one employer, your maternity rights for each employment will usually be separate. Use this facility to work out your entitlements in relation to each employer in turn.
Did you start work for an employer on or before 20 Dec 2008 and will you, or have you, worked continuously for them up to 7 Jun 2009? Help?
Working 'continuously' usually means working for the same employer without a break. You do not need to work full time and part weeks count as full weeks.
Close

Yes No

Did you, or will you, work for that employer for any part of the week beginning 7 Jun 2009?
Yes No

Did you earn on average more than £95 per week? Help?
This question is about your gross earnings (ie your pay before any deductions) from one employer.

Your average pay will normally be worked out by adding up all your gross earnings in the eight week period up to and including the 15th week before your expected week of childbirth (the week beginning 7 Jun 2009) and dividing this total by eight.
Close

Yes No

by selecting no, no, yes, i got:

You do not qualify for Statutory Maternity Pay because you haven't worked for your employer for long enough. However, you may qualify for Maternity Allowance, a weekly benefit paid to you by the government. Your employer may also offer their own maternity pay scheme.

so it would depend on if your new employer would honour their mat policy or not...

Fitzio

Sounds ideal Glam - well done! No idea about SMP etc. Hope it's not going to leave you short. Is Mat Allowance less than SMP?

Glamazon

So looks like I won't get SMP so will just be MA. Guess I'll be working right up now as well cos I won't have the 4 weeks annual leave because I am leaving early! Should get some A/L off my new employer though. Really need to look into this!

If you change jobs during your pregnancy, then you will not qualify for SMP because you must have worked for the same employer for 26 weeks by the end of the 15th week before the baby is due. However, you may qualify for Maternity Allowance.

Still have enough money for 6 months off which is good!

Triggles

I think MA vs SMP depends on your income. I get MA and it's 123.06 (or pretty close to that) per week. I would think SMP is higher if you have a pretty decent income.

tarajayne

Triggles wrote: »

I think MA vs SMP depends on your income. I get MA and it's 123.06 (or pretty close to that) per week. I would think SMP is higher if you have a pretty decent income.

Nope, we're worse off on SMP as we have to pay tax and NI and you don't!

got-it-spend-it

Will yu have any holiday to take before you leave your current job, Glam?

Why is all this maternity stuff so complicated? I'm trying to work out what I would be entitled to in terms of tax credits if I didn't go back to work after mat leave, but it's all so confusing for my baby brain. Can you tell I had a bad day at work today?!

Glamazon

Fitzio wrote: »

Sounds ideal Glam - well done! No idea about SMP etc. Hope it's not going to leave you short. Is Mat Allowance less than SMP?

Triggles wrote: »

I think MA vs SMP depends on your income. I get MA and it's 123.06 (or pretty close to that) per week. I would think SMP is higher if you have a pretty decent income.

Thanks for that NMS - that was what I thought

MA and SMP are the same per week the only difference is with SMP you get 6 weeks at 90%

The Hospital would offer 18 weeks at full pay and the guy that rang me today did say they may do that because I am still working for the NHS but I doubt it very much.

TBH - the benefits far outweigh the 6 weeks at 90%

newmoneysaver_2

tarajayne wrote: »

Nope, we're worse off on SMP as we have to pay tax and NI and you don't!

but on SMP you do get the first 6 week at 90% salary...obviously could make a big difference dep. on salary.

Triggles

Nope, we're worse off on SMP as we have to pay tax and NI and you don't!

Oh, sorry - didn't realise. Although, I'm already paying NI contributions and tax separately due to being self employed. So to some extent for me it evens out in the long run.

Glamazon

got-it-spend-it wrote: »

Will yu have any holiday to take before you leave your current job, Glam?

Why is all this maternity stuff so complicated? I'm trying to work out what I would be entitled to in terms of tax credits if I didn't go back to work after mat leave, but it's all so confusing for my baby brain. Can you tell I had a bad day at work today?!

No in fact I might owe them a day!

So I'll have to give them 4 weeks notice but can't do that until I get the offer letter which they won't send til they get references through!
So, I'll have to email my boss and let her know - not looking forward to that!