Clawing my way out of debt!

catspaw

Christmas shopping is going well CBM, think all that I will have to get are lights and a tree, nearly done all the presents as well, should have them finished within next 2 weeks.
Am stuck on what to get my sister.

Seems nearest lidl is definately about 15 miles away oh well.

Lemon tree- you've got plenty of time to train him:D

Lemon_Tree

i agree with you both i've got a lifetime to train him in, and he's starting from a good base position. I even got him to check his bank account online yesterday without too much help from me.

catspaw

And if all else fails a big stick round the back of the head will work wonders lol.

Anyway:mad::mad::mad::mad: WF took their usual payment, all well and good, so I decided to ask for a balance............they HAD agreed to stop the interest for a year till I got this business up and running.....but nope had they hell... and they won't freeze it unless I pay my full amount:mad::mad: am a tad peeved to say the least

Lemon_Tree

do you have it in writing that they agreed to freeze the interest? if so then i would be stomping my feet if i were you. good luck with the fight

Claw_back_money

I agree with Lemon Tree - fight them all the way! Hope you find details of the agreement etc.

Cheers
Cbm

catspaw

Oh I am going to fight: also checked my credit reposrt and they are now saying that I am 4 monthd behind.....even though I am up to date and have paid on time,......:mad: what a set of ************ oooo so many words I could have put there:D

Anyway, on the plus side a client of mine finally paid me so I can now get certain things for the business that I desperatley need.
On the down side, I need to do my personal tax return ummmmmmm am soooo looking forward to that.

Has everyone done their christmas shopping?

Claw_back_money

They are cheeky whotsits :mad: I hope you get somewhere with them correcting the duff info they hold.

Christmas shopping - hmm - I've ordered 4 pens, 3 bags, 2 rubber stamps, 2 post it notes, 1 set of note cards, 2 notepads, 4 tshirts, 2 mugs and some postcards - all individualised - from Vistaprint at a cost of about £25 for stockings and bits and pieces for pressies for people (several orders to make the most of the deals). And done a Boots.com shop on a glitch day. That's a start but by no means 'done' :rotfl:. How are you doing?

Cbm

Lemon_Tree

good luck with your fight.
I'm most of the way finished with christmas pressies just dad, BIL and nephew to finish, all the rest are done. Airming to get nephew's before i log off tonight.

catspaw

Am finihsed!!!:j All I need to do is get a tree and lights, wrap everything/send cards. I really really hate shopping. And I might treat myself to a book for christmas.
Have you both got any further with yours?

Have been battling with WF: they are swaering blind that the are not allowed to freeze interest:rotfl:yeah right, 'it's not legal' said the idiot on then phone, I've explained that if they are going to be a right rpyal pain in the bum, then I will stop paying what I am and they will just get their £1 a month and they can take me to court/debt collectors......now they have said they will go away and try and sort something otu...........I await this with bated breath ( and I will get it in writing).
And on the very plus side of things I have anice new man in my life, maybe next year will be better.

Lemon_Tree

good news about the nice new man.

I didn't get my nephews as i couldn't remember the password on an account and despite my asking for it to be sent i haven't received that either. grrr
still got the same ones left outstanding, but i have done a bit of wrapping and will tackle some more this weekend. Hoping to get one in the post on Friday on my day off.