Time To Start..

greenmantle

Well done!! You're making amazing progress, it's really inspiring.

*must.remember.to.Ebay.this.week*!!!

mrscmr

Hi debt.d.gone
hope you dont mind me popping in... i have read through this today and im impressed with your stamina and focus.
as you are an ebayer you might like to join a great motivational thread which is the 10 a day ebay challenge. we really motivate each other which might be good for u too?

best luck with it all.

mrscmrx

debt.b.gone

mrscmr - thanks for popping in, no of course i dont mind. Its fab to see people reading how i am doing. As you can see we have a lot of debt to get rid of..........but im finally on the case. I will go and look the ebay thread up....although im not sure i can hunt out 10 things a day. we shall see.

well im back to update my signature!!....just paid £16.59 to virgin, and £24.37 to lloyds. Taking my total money paid towards all debts for today to a big £692.41 - i hate spending all this money on debt but i do love the fact that my BIG figure is starting to shrink a little.

I did the snowballing calculator and it says my debt free day is 51months away.....i am going to do my hardest to reduce that. If that is correct then I will be 32.......my aim....debt free by 30!! So im trying to shave 2 years off it!! thats a challenge!!

I think my thoughts are that by my 30 bday i will be rid of 3 out of the 4 loans we have therefore will have an extra £409.47 available there for other debts! Its these damn credit cards that are the killer.

I cant believe we spend around £1200 a month on debt payments!! imagine all the clothes and shoes a girl could have with that a month.....and of course how healthy the bank would look!!

I have to stick on this mission!

TIME2GROWUP_2

:wave: Thought i'd sneak over and wave...!

Have subscribed now... keep going, you are proving a great motivator to many..

too_much_debt

You are doing really well, it must feel great to pay so much off, I can only pay off dribs and drabs at the moment as money is very, very tight (stupid credit crunch affecting Ebay sales). My business Ebay account is not selling much at all. Anyway, I did join the Ebay Challenge doing 3 a day, but haven't done it religiously, I did list a load last week so hopefully that will make up my shortfall. I try and list every day Monday to Thursday for 7 days and will do 10 day auctions on a Fri, Sat and Sun as I find those days I never sell anything so try to avoid having things ending then. I will try and do 5 things tonight when the kids are in bed, they are back at school now after the Pox so that is a relief.

Have a good evening.

mrscmr

i know what u mean about the cc'd repayments... we repay over £3k a month on debt plus 1900 on mortgage.... hmmm!

good luck with ur debt busting!x

ragstoricheswannabe

my god debt.b.gone, you have paid off what took me almost 3 months in 2 weeks!!!!!!! GO YOU!!!!!!!!!

debt.b.gone

Morning all!!!

What a beautiful day today is going to be!! The sun was beaming through my window at 4am!!
So far today i have:-

• scrubbed little finger prints off my kitchen cupboards, along with giving the kitchen a good clean.
• I have tidied the living room and swept the floor.
• Washed the clothes and pegged them on the line.

Left to do today:-

• Clean bathroom.
• Iron clothes (this is bound to still be on tomorrows job list....hate hate hate ironing!!)
• go get some essential shopping in, nappies bread milk etc.
• post ebay things to buyers.

Well not sure how much debt busting i am going to do today. .... am waiting for money to land in my account first....thought it would be there today but its not. Im sure i can find £10 somewhere to chuck at a debt. I have however put £2 in my sealed pot so thats something!!

good news on the ebay items i managed to list the other day....2/3 will def sell today. They all end at 10.30am this morning so my aim is to get them posted today...im a geek like that...just want them out of the way. There are 14people watching my dress so i am hoping for a rush on the bidding on that one.....would ideally like £20 for it as i paid £85 and have only worn it once...fingers crossed!!

Right off to check banks accounts. :j:rotfl:

debt.b.gone

woo hoo :j got my £20 on ebay for my dress...well...£20.53 to be exact!! result!! Also sold one other item for £3 which im happy with aswell. The 3rd item didnt sell so i have relisted. Going to try my best to get some more items listed over the next few days....still need to check out the ebay thread on here aswell!

just wanted to share my good news!! maybe the whole posting items wont actually happen today as i forgot i need to wait until they pay...and some people arent as keen as me :rotfl:

anyway best get on with things, need to make myself a list of food shopping.

ooo and ive decided that im starting my xmas shopping aswell as trying to pay off debts. I figure if i do it now...(a) its out the way and (b) i will save money in the long run as xmas prices are ridiculous. Boots have an online sale on lots of things so this week i aim to buy whatever i can off there. Otherwise come xmas we will be spending triple the price on people.

x

debt.b.gone

well my essential shopping didnt go too well......i spent £47.14???
i think maybe the items i bought for OH bumped it up....and i treated myself to some choc chip ice-cream!! Ah well its gone now.

am yet to pay anymore debt today....will hopefully make a payment later when i double check bank accounts.

Am off to be good now and get all the weeds up.....i bought a new pair of pink weeding gloves.....on the essential shopping list:rotfl:. I do need to do it though and am not doing it without gloves!!

did however get a booklet of saving vouchers with my shopping, the first one being £4 off next shop so not too bad in the long run? :rolleyes:

right...gardening....then i am going to find 5 items to put on ebay!!!
x