Time To Start..

ragstoricheswannabe

Hey debt.b.gone,

You are doing so well and still so motivated and positive!! good on you!! £2k in 2 months is a huge amount!!!!

will have to have a look on greenmet, i too have loads of books in the attic and the last lot only sold for 50p-£1 each on ebay................£3 much better!!!

Keep up the good work hun, cheering on from the sidelines!!!
love rags
xxxxxxx

debt.b.gone

Morning all.
Well its 10.25am and im shattered already. Been up with little one since 5.30am. gggrrr She is asleep again now though. Have cleaned, washed, pegged clothes on line!

Am now looking at the debts for 15mins. So far today i have paid another £15 to virgin, and but £7.10 into the sealed pot! Will hopefully pay some more later. OH said to me last night "why dont you just whack a lump sum off it, rather than little bits everyday"...but i feel more motivated this way. An by doing it this way im paying what we can afford per day....if i did a lump sum....we may end up with no money half way through the month.

So i will continue on my little road, my way!

Didnt manage to get to P.O yesterday so am going there today to post a few ebay items...by end of the week I will have made minimum £15 on there....every little helps.:T
Thanks for the message rags....its so nice to log on to see people keeping me going. Must keep motivated!!

Would love to be debt free by 30...so i have 29months!! I can do this!! Sooner if possible.....will have to work that one out. If i were to pay it off by 30 it would mean £1402per month plus interest charges!! :eek:

Still havent got round to doing my master plan.....but i will do very soon, just as soon as i get a spare 5 mins! lol.

Back later with hopefully more DFW payments!!
x

debt.b.gone

Dear Diary and readers...

Not much more to add for me today. Am quickly updating my sig, and then logging off the comp. Done all paperwork so giving myself a quiet night off and aiming to be tucked up in bed by 8.30pm!!

Total paid towards debts today £27.10:j That includes a £15 payment to virgin, £7.10 to sealed pot, and £5.00 to o/d fund!

im shattered so will log on tomorrow.

sweetdreams.
x:hello:

MellyB_2

debt.b.gone wrote: »

Dear Diary and readers...

Not much more to add for me today. Am quickly updating my sig, and then logging off the comp. Done all paperwork so giving myself a quiet night off and aiming to be tucked up in bed by 8.30pm!!

Total paid towards debts today £27.10:j That includes a £15 payment to virgin, £7.10 to sealed pot, and £5.00 to o/d fund!

im shattered so will log on tomorrow.

sweetdreams.
x:hello:

Bloody hell - well done!

You're absolutely storming away with your payments!! :j:j:j

x

debt.b.gone

morning....

well ive been up early again....cant remember the last time i slept past 6.30am at the latest!! Washing has been done and is now out on the line. Love this weather!!

Not sure how much i will whack off debts yet today....need to go to supermarket for some basics so fingers crossed i can pay some of debts once i have worked out how much shopping has come to. Looking forward to the next week or so as along with any extra payments i make, direct d's are going out so will see the loan amounts fall too!!! yey.

Have 5 items that end on ebay today so hoping everyone pays asap....if they all pay before P.O closes im aiming to send them today so tahts out the way!! then i can transfer my moey over to the bank.....not much but at the mo it stands at £16.....something. Better than nothing!! IIts amazing how quickly it adds up.

So far in my spending diary since sunday we have spent £37.06 :eek: Of this amount £6.36 was for ebaying..postage and wrapping so will get that back....OH spent £11.88 on no essential items!! He has promised to give up smoking AGAIN. And the rest was on milk, and food.....and bloody ant spray!! found a nest of the blighters!! gggggrrrr.

Anyway enough from me..i'm going to have a brew before i do anything else.

Back later with my daily pay details!!
x

debt.b.gone

feeling really sluggish today. have not managed to get to the supermarket for my shop yet! think i may go later this evening.

So i have made a debt payment of £10 to virgin....just to keep me smiling and on track. I will continue to pay something off each day!!:A

May make some more payments later but will see how much food shop comes too first.

Bought some ink from the printer through a cashback website so there's another little bit of saving made!

Think im going to go rest my eyes now....these early mornings are starting to get to me.....it doesnt help that its soooo light at 4am! body clock is all over the shop!

Anyway, off i pop.

x

debt.b.gone

Just updated my sig...its looking quite impressive ey!! £666.82 paid off debts in 10days!! yey me. Will be even better over the next week as Standard orders on loans will be popping out!! I will be in even less debt!! woohoo

So my payments for today include: £58.16 to Hsbc (min payment), £20 to my clear the o/d fund!! and £1.20 into the sealed pot....total altogether today £79.36.

My last listed item on ebay will be finished today and once that has been sold i can transfer payments to my bank account. Should be about £25....not bad for a week of ebaying!! So i now need to find more stuff we dont use and whack that on for next week...not sure where im going to fin the time...but at the very latest it will be on there by monday.

Im actually feeling really proud of what ive managed to pay off in just over a week. Shows how stupid we have been by just making min payments on things.

I was going to steal the £5 i saw in OH wallet for my saving pot....but ive left it in there for him :rotfl: what am i like!!!

Right must tidy this room up!!
x

too_much_debt

Hi, well done on the payments.

Do you know it is a free listing day today on Ebay for Private sellers in auction style format for any starting price.

I've got about 40 things on Turbolister so far and have so much more to do but don't think I'll get through the 4 boxes of stuff I have as the kids are off from school with the Pox.

Have a good day.

debt.b.gone

ooo really!!! thanks for that Too_Much_debt!! i think i will find some time today to maybe pop a few things on there then!!

ah hope you kids are coping ok with chiken pox....im dreading the day i have to deal with something like that but its one of thoe things thatsgoing to happen sooner or later!! aaarrrggghhh.

Right off to get my ebay things!!!
x

debt.b.gone

done!!! have put 3 more items on ebay...they are all ladies clothes....which i find usually sell well. fingers crossed they all go!! have just put them on for 5 days.

I have decided that rather than withdraw the money from my ebay account...im going to leave it in there until its forms a larger amount.....say £100....then i have a nice big sum to whack off things...thats the plan, we shall see it it works.

cup of tea time i think. x