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I will be debt free, POSITIVE!
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Payroll don't sound that organised either...ah well as long as they pay you what is owed, and hopefully start getting it right this month and onwards! Well done on extra work, sounds like you are getting loads of hours at the moment.
Good work on the shopping as well - food is our real weakness, its the only thing I don't really budget that well for. Mind you, OH put a few things in the Mr T online basket yesterday and turns out he has bought some fruit smoothie things, four (little dinky cartons) for £1.60!! It was half price, so he thought it was good. He also thought it was 8...or so he told me. Naughty!Paying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
Nah nobody seems to know what they are doing !
Im really wanting to get on with things now and start as a perm employee for the other place.
Also my target for next month to still have in my account after all the bills is £500. I think this is possible because Id have had lots more in my account had I not paid things off.0 -
Hi Claire!! :hello:
Really really pleased to see that you have gotten the wages scenario sorted out, for now! It's really nice that your mum is being so helpful. It's nice to have a partner-in-crime for fighting these battles. Lets hope she can kick the window idiots into touch too. Will have my fingers crossed.
Would be really good if you could have £500 left in. Sounds like a good goal to strive for. Really low shopping bill. If you keep this up you should have no problems.
:T
What with all the extra hours etc you'll be debt free in no time.:cool:
xProud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100 -
I always have really low shopping bills because if i keep it low I dont feel bad about my weekly treat of a take away. Once a week of take away is very good for my as I used to have 2/3 every week of junk food. Now I try to make meals from scratch (or at least most of it where I can, im still not the best cook in the world) and then treat myself to one take away.
Got another 2 shifts for next week ! Going to change my budget again.
Also update on the new job apparently the managers manager wants to talk to me for an informal interview. An informal interview, that kinda sounds like i nearly have the confirmation of having this new job0 -
Wooo Claire! Fingers crossed for good news soon on the job front xPaying down the mortgage:
At 1 October 2011: £226,000
Currently: £224,499
Aim: 85% LTV (£212,500)
Paid £1,500
Target remaining: 88.89%0 -
I know Im feeling positive about it, im really hoping itll work out.0
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I didnt even understand my post (which has now been typed over
), clearly I was too tired to sort out what I was trying to say ! Anyway doesn't matter now, I decided that I cant afford a trip all the way across scotland and back. I need to concentrate on what my first goals were this month. Make as much money as I can, buy a new out fit for my night out and save all I can for next month for possible job swap.
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Tomorrow is the big payday, really really want it to be as expected !
Will do a proper update tomorrow (im going shopping after work tomorrow night, see if I can get something cheaper than the stuff I like on the internet).0 -
Worked out my payday from work wrong ! Its Tue instead of tomorrow.0
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Ah! I will wait with baited breath
xProud to be dealing with my debts one step at a time.Weight Loss Progress - 0 out of 56lbsWBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbsPart of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS babyOctober NSD's 0/100
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