I will be debt free, POSITIVE!

Fire_Fox

Of course the dress is a big deal, you have worked bl**dy hard and that was your little treat.

claire0788

More shifts booked... I am so tired that I dont have the energy for a proper money update just now, might do it tomorrow if I get a chance. Hope all is well with you guys

september09

We'll look forward to your update xx

claire0788

Ok start with the month end (bit late lol) survey amounts.

Dubit - 1250 (half way there)
Yougov - 1025
Valued Opinions - 670
Onepoll - 1260
Scratch card 1 - 175 (claimed 10 during the month)
Scratch card 2 - 299 (claimed 5 during the month)

claire0788

Very excited !

From my spreadsheet (of course, one of millions !) my budget is showing that even if I pay off £140 of my credit card (to make a balance of 160, previously said went overboard on food, balance is at 300 now !) and my usual bills and a bit extra to the double glazing I can still pay off the 750 overdraft and still have 260 left ! I do have birthday presents left to buy though. Very nice to see its do-able this month though. Do you guys think I should get rid of it in one go or thinking "what if" there are money issues next month and should get rid of another figure ?

september09

Id get rid of it!

claire0788

Thats what I want to do ! But Im a worrier and Id be thinking what If I dont have enough money to pay for such and such ahhh, more opinions please

Me and you are on the same page though Sept, I want it just to be gone lol

DancerSupreme

I would get rid of it and just live to my means. You can really challenge yourself to buy some good presents on even more of a budget so you have some money left for just in case.

Well done you!! xxx

Fire_Fox

I'm with Gembaxter, pay off and cut up the card and that will make all your hard work into a concrete achievement!

claire0788

I never go over the overdraft is has just been there the last year while I am paying it off which is good. Ill need to see what the account looks like by the end of the month (usually I am right but I dont want to get my hopes up!) and see how much I have to spend ! Very excited.