I will be debt free, POSITIVE!

claire0788

Got a letter from the bank saying from Dec 09 they are charging the way they charge interest to my account. From Dec 09, ill be charged £1 a day for being in my overdraft, would have been good at one point when I was paying over £50 a month in interest. Will pay off as much as I can I dont want to pay £30 a month for having a little overdraft.

claire0788

Got a pretty good wage coming on Fri, need to buy birthday presents during this week. Very busy with work, barely anytime for myself. Have a million loads of washing to do and general tidying up to get done and not really had time to check my budget properly.

Wont be long til im cashing out £5 and £10 from the scratch cards.

claire0788

More shifts booked in...

ElizabethJH

well done on the extra shifts! It'll all be worth it if you can get rid of the overdraft before those charges start coming in!!

Fire_Fox

You are on a roll with the extra income! :beer: Hopefully you also haven't any time to spend it on [STRIKE]beautiful things[/STRIKE] surplus possessions?

claire0788

ElizabethJH wrote: »

well done on the extra shifts! It'll all be worth it if you can get rid of the overdraft before those charges start coming in!!

Ye I know, they are trying to pull a fast one ! If this was the case Id have saved 20/25 a month when my overdraft was at its highest and now when its getting lower they are managing to make the interest higher ! Madness.

claire0788

Fire_Fox wrote: »

You are on a roll with the extra income! :beer: Hopefully you also haven't any time to spend it on [STRIKE]beautiful things[/STRIKE] surplus possessions?

Fire Fox, getting enough sleep is a challenge these days let alone buying things :eek: I still havent managed to buy the birthday presents I need to get by the end of the month which isnt great, I hate leaving birthday present buying til the last minute.

claire0788

I have somehow managed to get 16.50 bonus on one of the bingo sites i use for the scratch cards, nearly up to the claim amount of 10 aswell. Anybody know the best way to use the 16.50 bonus to make some money ?

Fire_Fox

claire0788 wrote: »

Fire Fox, getting enough sleep is a challenge these days let alone buying things :eek: I still havent managed to buy the birthday presents I need to get by the end of the month which isnt great, I hate leaving birthday present buying til the last minute.

Amazon, Amazon, Amazon!! :j Free delivery on their own stock, and they sell EVERYTHING from shoes to kitchen utensils. Customer care is pretty good too.

claire0788

Not even had a chance to check Amazon, a post on here and a quick check of my online banking is about all i can manage before going to bed these days.