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I will be debt free, POSITIVE!

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  • I still have roughly 250 to spend left over from last month but Im nervous about putting it into clearing debt incase I dont get many extra shifts next month and need the money then.
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Need the money for what next month? Perhaps you could do a budget based on your basic pay, then any overtime is a bonus!
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Incase I need it for extra things throughout the month.

    My work situation is a bit confusing, its not overtime from my other job. If i dont get extra hours from the 2nd job my basic wage is only a part time one and doesnt cover the bills are that well.

    Im just going to leave the money in my account. Either way Im not going to be paying extra interest on the overdraft.
  • Went to the doctors today, being fast tracked for hospital tests. Great ! Being told not to worry but how can you not worry when your doctor tries to fast track you into getting tests done quickly ?!

    Spent prob about 50 today because im stressed and i ended up loosing 2 weekly bus tickets...
  • Overdraft has been reduced to £500, they were trying to talk me into keeping it at £750, no chance !

    Credit Card balance is now £250

    Loan £2192.24

    Double Glazing im waiting on the money clearing and getting a statement (promises have been made that ill get one this month!)
  • mel19632
    mel19632 Posts: 647 Forumite
    Well done! You look like you are doing really well.

    Hope everything is ok with the doctors xx
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • Ah Mel, im trying to forget about the doctors stuff until I have concrete evidence something is wrong and the test results :)
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    edited 11 November 2009 at 4:03PM
    Won £20 on free bingo :) Does anybody know the time frame for the money going into your account from bingo britain ?
  • Won another £10 from BB, can withdraw in 220 minutes :)
  • Another £50 paid off my overdraft...
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