DMP Mutual Support Thread (Part 6)

Northstar68

the_tooth_fairy wrote: »

I'll need to try get myself and the girlies dressed and somehow make it round asda this morning as there's no food in. I shouldn't really go and spread our swine flu germs, but we need to eat. Whaddya do! No time to get it delivered, so needs must.

Hi LMS, hope you and the family are feeling much better.
I had the Swine Flu vaccine yesterday (being involved in "frontline" NHS dentistry! that name I use is more apt than you might think haha!)
Jeez, it's had quite an effect, had to leave Asda earlier, felt really spaced out, sick, and me poor old arm is up like a "bap" When I read the leaflet, it's like, 1 in 10 have side effects! Mine are mild compared to others, but I'm not sure I would have that jab again.
Sorry for whinging when you all have had the awful bug, but I would say to anyone who is offered it, read up first!
ttf

Hi ya,

So sorry to hear you are feeling rough after the swine flu jab (, that's the thing about vaccinations, often there are some side effects to deal with.

Hope it passes quickly. There's no news about swine flu here, (I'm in London), I think every borough/county has different rules, all I know is that they are doing all health profs first along with elderly/sick...I think, then they will move on to the little ones and then the rest of us. But I don't actually think anything is happening yet.
Give yourself a little treat, we all deserve them from time to time.
Get well soon
xx:grouphug:

Northstar68

Twit_Head wrote: »

Tall,dark handsome ........ and rich?

By the by, re:my recent money saving tip about buying your cards in the after Christmas sales I've just realised a batch I bought a while ago come into the 'large letter' thingy so will cost me twice as much to post (Duh!:o) Moral of the story-buy small cards!

Hello to club head - you have done the right thing and have come to right place for a warm welcome and support.

And Ian, you're a star!

'Twitty'

Colin Firth.......well......no words necessary methinks! :cool: Gorgous.

I'm more of a 'Daniel Craig coming out of the sea in Casino Royal' fan,
takes my breath away that does......

oh yes, DMP stuff........:D
Had a letter from the CCCS today.....they need a letter from us, signed to confirm something, even though it is in the budget, anyway, I will do what they say and get it faxed or sent on Monday. The letter says that they can't process our DMP without it :eek:....so will sort that tomorrow. Should be ok.

Also had a letter from the Debt Collection Agency who are now looking after my 9K credit card debt with MBNA Alliance & Leicester. They received my notification of DMP letter last week and in today's letter they ask me to phone them to discuss it further!!!!!!!!!!!!!!!!!!
I THINK NOT!!!!!!!!!!

They can jolly well wait for CCCS to contact them and they should have read the letter clearly cos I added a sentence saying something along the lines of 'in writing only please' and 'cccs are dealing with it now blah blah'.
The letter has been filed away.

That's my news on the DMP front, hopefully still on track for the 1st Dec.

xxxx

the_tooth_fairy

Thanks, Northstar, Of course there is a duty of care towards my patients, there is NO WAY I would ever put any of them at risk from this outbreak, but some of the people I work with have had really bad reactions to the vaccine. One of the girls is asthmatic, so she really wanted the vaccine, but has been breathless and really wheezy since she got it.
I just think it's up to me, as well as everyone who treats people with underlying health problems, to be responsible for not spreading it around no matter what. I'm just trying to say that, as far as I'm concerned, that vaccine is toxic, and don't have it unless you really need to.

If only I had Colin Firth, Dressed as Mr Darcy, asking me "Are you quite well" I would feel SO much better!

Northstar68

the_tooth_fairy wrote: »

Thanks, Northstar, Of course there is a duty of care towards my patients, there is NO WAY I would ever put any of them at risk from this outbreak, but some of the people I work with have had really bad reactions to the vaccine. One of the girls is asthmatic, so she really wanted the vaccine, but has been breathless and really wheezy since she got it.
I just think it's up to me, as well as everyone who treats people with underlying health problems, to be responsible for not spreading it around no matter what. I'm just trying to say that, as far as I'm concerned, that vaccine is toxic, and don't have it unless you really need to.

I agree, I'm trying not to think about it but will have to seriously consider it when 'our turn' comes. It's all been such a rush job hasn't it and it's all worrying. Prevention is very important. Everytime we come in I have trained my girls to wash their hands with soap, my older girl has that antiseptic gel in her lunch bag, I carry one around too and Im so proud of my 4 year old......she washes her hands at every opportunity......oh god I hope I havent made her obssessed! LOL

I work in a primary school and I keep telling the children to cover their mouths when coughing/sneezing etc.......drives me mad! So yes, I have some gel there too.
I also know others who have really suffered after having the swine flu jab and also after taking the tamiflu meds. So it's hard to know what to do really

pwally2

Hi guys this is my first post on here so be gentle!!! had my head buried in the sand for ages but last year mortgage etc got too much and finally things came to a head and me and OH took bull by horns and went on DMP thru the CCCS.

Was the best decision we ever made.Debts at start were ovcer £31,000 ( I know scary!!!) Balance at last statment from CCCS is £26454

Want to say to everyone contemplating a DMP it will be the best thing you ever do. At last I can see a light at the end of the tunnel. Hopefully will be debt free in a few yrs time. In the meantime i can now post my thoughts and offer help if I can to anyone!!

PS can I have a number to add to my signature which I am in process of compiling!! Thanks!!

the_tooth_fairy

Hello, pwally2, welcome and hello,
Good for you getting your head out of the sand - we have all been there!
All the best-
ttf

pwally2

Thanks Tooth fairy always find people on here so polite!!!

Just wanted to ask if anyone has had dealing with FLM loans. They appear to be royal pains in the ar**.

We have been paying them thru our DMP they dont really accept this. Also while ago they took money from my wifes bank account after she had closed the account and although decreasing the FLM debt they have upped the debt on her overdraft!!! Seems this cant be right as the account should have been closed and how could the bank with whom she has overdraft of £900 allow this to go up to aver £1800 now!!! CCCS have told us to write strongly worded letters to both FLM and First Direct stating this is a formal complaint and give them 40 days to respond. Any advice would be good

Also quick on about reclaiming bank charges, Got letter thru from company dealing with my claim( didnt have time or inclination to do claims myself!!!) they say Ombudsman says i am not in hardship!!!! It appears being on a DMP means I am not in hardship as bank is accepting reduced payments.?!?! What crazy world we live in!!! Any one else annoyed about the delay on the ruling regarding bank charges!!!

Any way enough from me!!!

Thanks in anticipation of your answers!!!

bailey59

Evening all,
Just wantd to say sorry tooth fairy, not been around cos I was making up for lost time, huhbby away all week so you know how it is lol !!

Then I wanted to say, Mr Darcy!! Oh my!! The lake, the wet clothes. The ladies know what I am talking about. BUT Daniel Craig, wow, he is the best James Bond. He can shake and stir me anytime!

There are so many posts over the past 2 days. I'm afraid with the hubby being home and the dog being afraid of fireworks its been hectic so far so i've been unable to get online. So apologises if I miss anyone. Im trying to back track.

bailey59

club_head_2 wrote: »

hi guys im new to the forum and spent ages sticking my head in the sand hoping my debts would go away but they didnt so recently ive took the bull by the horn and started a dmp with dfh which is a pay service but been very helpfull and so far so good. feel like im starting too see the light at the end of the tunnel. long way to go but feel alot more positive about my finances now.

Hi there, welcome to the board. Dont want to be negative at this early stage but a lot of us on here are doing DMPs with CCCS which offer a free service. Dont know about pay service?? but if they charge you for it then it will take you longer to pay off your debts. Can you explainj pay servce a bit more??

bailey59

pwally2 wrote: »

Hi guys this is my first post on here so be gentle!!! had my head buried in the sand for ages but last year mortgage etc got too much and finally things came to a head and me and OH took bull by horns and went on DMP thru the CCCS.

Was the best decision we ever made.Debts at start were ovcer £31,000 ( I know scary!!!) Balance at last statment from CCCS is £26454

Want to say to everyone contemplating a DMP it will be the best thing you ever do. At last I can see a light at the end of the tunnel. Hopefully will be debt free in a few yrs time. In the meantime i can now post my thoughts and offer help if I can to anyone!!

PS can I have a number to add to my signature which I am in process of compiling!! Thanks!!

Thank you so much for your post. Its great, no fantastic, to hear about other DMP people that are further down the line that are in control and that the plan is working for them. Its very scary for us right now so it means a lot to us that youn post how well you are doing