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Co-op Cashminder Visa Debit Card

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Comments

  • mysterio_2
    mysterio_2 Posts: 525 Forumite
    500 Posts
    A fair chunk of mobile networks wont allow PAYG top ups with a prepay card either....to top up my phone I have to ask my wife & use her card & give her the cash...
    Friends help you move. Real friends help you move bodies.
    :p
  • savagej
    savagej Posts: 1,158 Forumite
    mysterio wrote: »
    A fair chunk of mobile networks wont allow PAYG top ups with a prepay card either....to top up my phone I have to ask my wife & use her card & give her the cash...

    I think that is all to do with traceability and using the phones to commit crime as you can get a prepaid phone without giving them your correct details and a prepaid card the same way, so doing this (not allowing prepaid cards) cuts down on the annonimity.
  • These pre paid cards we are allowed them arent we? Also do i need to wait till im a discharge BR till i can start building my credit history with it?

    Thanks
  • Also there not linked to any banks we could owe money to are they? Dont want them pulling the money out.
  • Just read its RBS think ill leave it alone :)
  • d123
    d123 Posts: 8,738 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    These pre paid cards we are allowed them arent we? Also do i need to wait till im a discharge BR till i can start building my credit history with it?
    Just read its RBS think ill leave it alone :)

    Anyone can have a prepaid card, even an undischarged bankrupt, and it is not issued by RBS, but by AFL


    From their website
    http://www.mycashplus.co.uk/about-cashplus
    The cashplus prepaid MasterCard is issued by APS Financial Ltd ("AFL") pursuant to license by MasterCard International
    ====
  • Nevermore
    Nevermore Posts: 31 Forumite
    But they don't work everywhere either. I have a huge problem with Ocado with a prepaid, it wouldn't recognise it as a Mastercard, but still kept taking the £1 'test' off the card. I tried it a few times, so did my OH, the card was blocked in the end, and it took weeks to get the £1's back on the card because Ocado hadn't completed the transaction they could complete the refund.

    So they're great for normal transactions, but again, in places you can't use the Electron where pre-pproval is needed they're no better.

    I use the cashplus mastercard for the last 2 years with Ocado and never had any problems with it!
  • d123 wrote: »
    Anyone can have a prepaid card, even an undischarged bankrupt, and it is not issued by RBS, but by AFL


    From their website
    http://www.mycashplus.co.uk/about-cashplus

    The small print i read say it was RBS?
  • Gone slightly O/T regarding the Co-Op Visa Debit card but...

    reference the pre-paid credit card, I have one with Paypal, and it was issued from RBS and they were one of my creditors, and I have had NO problems with this card.
  • dvs
    dvs Posts: 826 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Gone slightly O/T regarding the Co-Op Visa Debit card but...

    reference the pre-paid credit card, I have one with Paypal, and it was issued from RBS and they were one of my creditors, and I have had NO problems with this card.

    Similar story with me (RBS were one of my creditors and I got the card OK) but the card cannot be used at my local train station and is treated as an Electron card.
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