list your job and wage

Linda_D_2

I work fulltime earning a bit over NMW and feel very grateful to have a job when there are millions of unemployed in this country with not enough jobs for everyone.
That's why I'm shocked at the attacks Dave is getting when he's doing voluntary work for over 50 hours a week and receiving roughly £70 or whatever benefits are at the moment. There isn't paid work for everyone in this country, we are far from full employment so good on Dave for volunteering his services. Would any of you benefit bashers work for just over a pound an hour? No i didn't think so.

motorguy

Linda_D wrote: »

I work fulltime earning a bit over NMW and feel very grateful to have a job when there are millions of unemployed in this country with not enough jobs for everyone.
That's why I'm shocked at the attacks Dave is getting when he's doing voluntary work for over 50 hours a week and receiving roughly £70 or whatever benefits are at the moment. There isn't paid work for everyone in this country, we are far from full employment so good on Dave for volunteering his services. Would any of you benefit bashers work for just over a pound an hour? No i didn't think so.

Dave is doing voluntary work instead of looking for a job.

Benefits are for people who are looking for a job until they find one.

He has told us he has used the benefits system to get his mortgage paid off, and is no doubt very clued in on exactly what he can claim for.

Claiming benefits for Dave is a lifestyle choice.

This is wholly wrong and a cynical exploitation of the benefits system.

motorguy

Linda_D wrote: »

I work fulltime earning a bit over NMW and feel very grateful to have a job when there are millions of unemployed in this country with not enough jobs for everyone.
That's why I'm shocked at the attacks Dave is getting when he's doing voluntary work for over 50 hours a week and receiving roughly £70 or whatever benefits are at the moment. There isn't paid work for everyone in this country, we are far from full employment so good on Dave for volunteering his services. Would any of you benefit bashers work for just over a pound an hour? No i didn't think so.

Heres how "hero" Dave lives.

Post #1623
SecretPoster : "Hi Dave... How do you support yourself financially?"
Dave4545454 : "From benefits. I'm pretty good with money so have been able to pay off my mortgage early"

Post #1611
Dave4545454 : "been doing it 20 years, love it, best job in the world and very highly rewarding"

Good to know how your taxes are being spent eh?

zugzwang

There's only rather limited help with your mortgage if you are unemployed.

https://www.gov.uk/support-for-mortgage-interest/what-youll-get

Interest only. You gotta wait 3 months before you can claim, and then you get the interest paid for max of 2 years. The max rate they pay is 3.6%, so if your paying more interest than that you need to find that too. They used to help with a bit more interest previously, but they also used to make you wait for 9 months of unemployment before you could claim.

You can't pay off your mortgage using unemployment benefits- as all you get towards your mortgage is some mortgage interest. It's not possible.

I can also point out that the average person with a mortgage will have paid substantial income tax as you need a job to get a mortgage.

Also helping with mortgage interest is invariably cheaper than paying housing benefit if the person loses their home.

And it's generally thought to be a good thing to try to help people keep their home when they lose their job.:)

motorguy

zugzwang wrote: »

There's only rather limited help with your mortgage if you are unemployed.

https://www.gov.uk/support-for-mortgage-interest/what-youll-get

Interest only. You gotta wait 3 months before you can claim, and then you get the interest paid for max of 2 years. The max rate they pay is 3.6%, so if your paying more interest than that you need to find that too. They used to help with a bit more interest previously, but they also used to make you wait for 9 months of unemployment before you could claim.

You can't pay off your mortgage using unemployment benefits- as all you get towards your mortgage is some mortgage interest. It's not possible.

Well, Daves been doing it for 20 years, according to his posts "From benefits - I'm pretty good with money so have been able to pay off my mortgage early " - so claiming unemployment benefits, repaying his mortgage and no intentions of looking for a job. :eek:

zugzwang wrote: »

I can also point out that the average person with a mortgage will have paid substantial income tax as you need a job to get a mortgage.

Also helping with mortgage interest is invariably cheaper than paying housing benefit if the person loses their home.

And it's generally thought to be a good thing to try to help people keep their home when they lose their job.:)

Daves been doing this for 20 years - this is a lifestyle choice. Hes not trying to get a paid job.

Hes abusing the benefits system which is there for people in need.

levens

5760 per year roughly as my wage fluctuates from month to month, 15-20 hours on average a week, would like double that:mad:, I work as a steward.

zugzwang

motorguy wrote: »

Well, Daves been doing it for 20 years, according to his posts "From benefits - I'm pretty good with money so have been able to pay off my mortgage early " - so claiming unemployment benefits, repaying his mortgage and no intentions of looking for a job. :eek:



Daves been doing this for 20 years - this is a lifestyle choice. Hes not trying to get a paid job.

Hes abusing the benefits system which is there for people in need.

So you believe Dave and not the government website I quoted.

Dave also claims to live on £3 a week and have a 1st in manufacturing engineering from a Russell Group University , but couldn't find a job for the first 20 years. Rhetorical question: which parts of that are believable?

https://forums.moneysavingexpert.com/discussion/3992329

There's various things which dont add up about Dave, but just one example is it's rather difficult to even get a mortgage if you have never worked (apart from a temporary cleaning job). Mortgage availability has varied over the years, but a steady job is a normal requirement!

My post didn't mention Dave. I've never met the guy, I don't know his circumstances and neither do you.

But what I'm saying is more general- a mortgage is a loan. It's not possible to pay off a loan if all you get is some of the interest.

It doesn't add up!

Linda_D_2

motorguy wrote: »

Heres how "hero" Dave lives.

Post #1623
SecretPoster : "Hi Dave... How do you support yourself financially?"
Dave4545454 : "From benefits. I'm pretty good with money so have been able to pay off my mortgage early"

Post #1611
Dave4545454 : "been doing it 20 years, love it, best job in the world and very highly rewarding"

Good to know how your taxes are being spent eh?

Well yes while there are many more people unemployed than paid jobs available, I'm glad my taxes are being spent on someone who is actually doing work and giving something back to society.

motorguy

Linda_D wrote: »

Well yes while there are many more people unemployed than paid jobs available, I'm glad my taxes are being spent on someone who is actually doing work and giving something back to society.

Hes been doing this for 20 years. Hes exploiting the benefits system.

Being on benefits is a lifestyle choice for him, like many hundreds of thousands of others, that we're all paying for, like it or not.

Are you saying thats ok because he does some voluntary work??

Do you really believe he hasnt been able to find a job in 20 years?

:eek:

Taxpayers have paid his mortgage for him, hes claiming all the benefits he can and the charity he works for pays him "expenses".

No wonder he doesnt work.

Linda_D_2

motorguy wrote: »

Hes been doing this for 20 years. Hes exploiting the benefits system.

Being on benefits is a lifestyle choice for him, like many hundreds of thousands of others, that we're all paying for, like it or not.

Are you saying thats ok because he does some voluntary work??

Do you really believe he hasnt been able to find a job in 20 years?

:eek:

Taxpayers have paid his mortgage for him, hes claiming all the benefits he can and the charity he works for pays him "expenses".

No wonder he doesnt work.

Does some voluntary work? He does more hours than you, and me too! To be honest, your posts just come over as jealous over someone who is more successful than you.
Unfortunately there isn't enough paid jobs to go round everyone in this country so I'm glad he is doing the charity work rather than nothing at all. There are a lot of people in public sector non jobs that I would rather not being paying for and they get a lot more money than basic benefits.